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The Problems and Countermeasures of New Rural Social Pension Insurance in Hebei Province

Author: XiePing
Tutor: ZhuYuLin
School: Central South University of Forestry Science and Technology
Course: Rural and Regional Development
Keywords: Social security New rural social pension insurance Hebei
Type: Master's thesis
Year: 2013
Downloads: 25
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In2010, farmers in Hebei province is the first batch of pilot started a year."Opinions" the implementation of the Hebei Provincial People’s Government on the work of the new rural social endowment insurance pilot opened a new chapter in Hebei province rural social endowment insurance, all sectors of society to the country Huinong policies that have been recognized, by the broad masses of peasants of the universal support. The new agricultural insurance mainly has two innovations:first, to implement the "personal account pension" basic pension+benefits plan mode; secondly, raise funds through "individual contributions and collective benefits and government subsidies" way of raising money, at the same time, the local government financial subsidies for payment of the insured. The responsibility of the government has been fully reflected in the two policy innovation.The research on the new type of rural social endowment insurance pilot in Hebei Province, the problems during the operation, operation problems found mainly in the following points:define the scope of insurance difficulties; individual account risk, mainly diverted two aspects in the longevity risk, the risk of personal account; the new agricultural insurance fund operation form single, difficult to preserve and increase the value; the new agricultural insurance pilot local financial subsidies, mainly reflected in the county fiscal subsidy pressure, is the contradiction between the pilot and non pilot areas increasingly prominent, the two aspects of the absence of collective subsidies; not completely realize the pension social collection; the service ability is low, it is difficult to meet the business needs.Finally, aiming at the above problems, put forward the corresponding countermeasures, including sound management system gradually the integration of urban and rural social security system, to avoid the risk, individual account, fund operation channel, increase local financial subsidies, accelerate the new agricultural insurance pilot, establish and improve the pension social collection system, strengthen the new agricultural insurance agency capacity building.

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