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China 's personal credit system building

Author: ZengZhiMing
Tutor: HuangXiaoHua
School: Hunan University
Course: Finance
Keywords: Personal credit Personal credit system Consumer credit report Credit real code system Personal credit rating system
CLC: F832
Type: Master's thesis
Year: 2002
Downloads: 324
Quote: 1
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Abstract


The credit is the cornerstone of the market economy . Market economy there is asymmetric information phenomenon game phenomenon and transaction costs Distortion credit system to standardize transactions , a reasonable contractual relationship . The personal credit system is an important manifestation of the mature market economy, and the organic composition of the market economic system . Sound personal credit system to promote the healthy development of social and economic life , our personal credit situation is not optimistic , the paper tries to systematic study and improve the basic idea of our personal credit system , the main steps and supporting measures . In this paper, the mechanism of economics analysis of personal credit , a personal credit system of the market economy , and also investigated the status of Western countries, the development of personal credit to obtain useful inspiration from the successful experience of the Western countries, the construction of the personal credit system . Thus the use of empirical methods to analyze the current situation and problems of the development of China 's personal credit , explores the personal credit system causes problems , which proposed the practical significance of a sound personal credit system with Chinese characteristics , and to enhance the sound of Personal Credit System rational knowledge system to explore the general idea of ​​the main steps of the sound system suitable for China 's personal credit system , targeted the feasible countermeasures and supporting measures , improve China 's personal credit system localization techniques and methods to promote a viable operating system and credit model .

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking
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