Dissertation > Excellent graduate degree dissertation topics show

Anaysis of Risks and Prevention of Mortgage Backed Securitization

Author: HeChuan
Tutor: ChenJingWu
School: Hebei University of Technology
Course: Technology Economics and Management
Keywords: Housing mortgage loan securitization Subprime mortgage crisis Risk prevention and control Regulatory system
CLC: F832.51
Type: Master's thesis
Year: 2011
Downloads: 22
Quote: 0
Read: Download Dissertation

Abstract


Born in the 1970s, housing mortgage loan securitization (MBS), plays an important role to alleviate some of the financial institutions' liquidity crisis as one of the most important innovation in the field of international finance. The housing credit assets in the bank on behalf of the financial institutions have a long repayment period, realizable poor. [1] by guarantee and credit enhancement measures, this can lead to future cash flow, a certain amount of loans packaged into securities for investors to buy, and provides a new alternative investment for investors way, makes diversified investment channels financial markets. Because of the housing mortgage loan securitization has many advantages, so the form of securitization is widely used in the global financial market and development. China has also launched in 2005 a pilot. But not yet ripe for China's housing mortgage securitization, securitized products only in the inter-bank market circulation. And the last time in 2007 after the release of the MBS process basically entering a phase of stagnation. [2] However, with the economic development, the environment of mature, especially in China's housing mortgage loans under the substantial increase in the pressure of reality, housing credit assets securitization and listed for trading will be the trend of the times. MBS solve the liquidity crisis at the same time, it also brings new risks. Subprime mortgage crisis has sounded the alarm bells, especially the weak foundation of China's financial market imperfections policy to face the risk of various stages in the process of the implementation the MBS of this financial innovation in the form of a full research and prediction. Research MBS risk of success for our country to carry out the housing credit asset securitization, and to achieve its economic benefits at stake. In the international and domestic context, based on our MBS actual wording began in the paper's research background and explains the significance of the research content. The authors draw on and collate Research scholars MBS their risk. Summarizes current research after research laid the theoretical foundation. The second chapter of the basic principles and operation of the process of securitization of housing mortgage loans. MBS pilot work in China as an example, the analysis of the degree of development of mortgage-backed securities, the status quo and problems of development of our MBS. Chapter Subprime Lending Crisis Case analysis of foreign housing credit asset securitization situation, and leads to the risk of securitization research work. The conduction of the subprime mortgage crisis incentives and risk-depth analysis of this paper, and calm and objective analysis of the pros and cons of the subprime mortgage crisis. The incentives appear bold vision when the subprime mortgage crisis in our country. Study of MBS face of adverse economic factors may exist, to face the risk. The MBS risk for the next question set. Chapter detailed analysis of the risk of MBS may encounter, and to examine each of the proposed risk. This is the focus of this thesis chapters. The risks of the fifth chapter of the last chapter of the study is to propose preventive measures. The last part of the article on the risk prevention and supervision of our MBS discussed and put forward some feasible suggestions.

Related Dissertations

  1. Regulation of the terms of the contract format,D923.6
  2. The Reform Direction of Baselii Accord under Subprime Crisis and the Inspiration to China,F832.1
  3. Research on the Real Estate Debt Crisis Early Warning Model,F293.3
  4. Regulatory system of food production and processing,F426.82
  5. The legal regulation of the online securities trading,F832.51
  6. Study on Prevention and Contorl of the Risk of the Creditor’s Rights Investment,D922.291.91
  7. Research on Relationship between Japanese Banks and Enterprises in the Post-Crisis Era,F833.13
  8. A Study on H HIGHT-TECH Guarantee Co., Ltd in the Development,F832.39
  9. Astudy on the Application of the Fishing Vessels Dynamic Monitoring Information System in Fishery Management,F326.4
  10. Study on the Reform of Government Regulation of the Administrative Monopoly Industry in China,D922.294
  11. Research on Legal Regulation of Local Government-backed Investment Units,D922.28
  12. China's housing mortgage loan securitization and risk control research,F293.3
  13. Amearican Credit Rating System and Its Enlightenment,F837.12
  14. Prevention and Control Strategies for Financial Risk on Chinese Overseas M & A,F275
  15. The Comparative Analysis of Strategies to Deal with the Financial Crisis between the United States and Emerging Asian Economies,F113
  16. On the Improvement of the Regulatory System for Drug Retail Enterprises,F203
  17. Studies on Food Safty Regulatory System,F203
  18. The Subprime Mortgage Crisis of America and Its Enlightenment to China,F224
  19. The Research for the Public-Private Partnership of Urban Sewage Treatment,X703
  20. The ethics of the lack of credibility of the rating agencies in the subprime mortgage crisis,F831.59
  21. Analysis on Perfecting Our Legal Security Supervision System,F832.51

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial market
© 2012 www.DissertationTopic.Net  Mobile