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With the deepening of China 's collective forest right system reform , orderly way of land transfer , production and business activities of foresters to the market , foresters production and operation cost of risk is greatly increased , especially in forestry production as a weak industry , vulnerable to a variety of factors . Forest insurance the foresters effective risk diversification , to protect the interests of foresters , an effective way to solve this problem . Therefore, the development of forest insurance industry guide foresters participate in the competition , improve the quality of forest products have played an important role. This article from the actual situation of the forest insurance at home and abroad to carry out a comparative analysis , System , Zhejiang Province, the course of development of the forest insurance policy , comparative analysis on the basis of domestic and foreign policy forest insurance typical pattern , Lin'an , civilized , Zhuji City ( County ) policy forest insurance pilot to carry out site visits , and the Chinese People's Insurance Company the Zhejiang branch to carry out the actual work of the forest insurance research . On this basis, identify the impact of factors affecting the development of the forest insurance policy in Zhejiang Province , and in-depth research and rational thinking , and make policy recommendations . First, increase the national fiscal, financial support of the forest insurance ; second is the establishment of a suitable Zhejiang forest insurance mechanism, improve forest insurance support mechanisms ; Third, strengthening forest insurance propaganda , training foresters and forestry enterprise risk awareness and sense of responsibility . Finally concluded , Zhejiang Province , in the course of practice for forest insurance , to constantly keep up with the insurance forefront of the development in the world , the development of new varieties of forest insurance division further refinement to cope with new risks continue to occur to meet the forest insurance continue to produce the new demands , and the advantages of resources to focus on core business development and management . Become very meager forest insurance underwriting profit or even losses , the insurance company should pay more attention to the use of capital , thereby increasing the return on investment , insurance companies compensate for underwriting losses and profit source .
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