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Research of the Integration Route of Urban and Rural Medical Insurance in Shanxi Province

Author: XueZuo
Tutor: BaiFengZuo
School: Shanxi University of Finance
Course: Social Security
Keywords: The basic medical insurance system The integration of urbanand rural areas Route Choice
CLC: F842.6
Type: Master's thesis
Year: 2012
Downloads: 368
Quote: 0
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With the swift development of social economy,people are increasingly flowing between urbanand rural areas,different areas, and various fields. The boundaries which between cities and villages,workers and peasants have blurred gradually. The identity of people changed constantly, so that theexisting medical insurance level has been unable to meet people’s basic health service demand.According to the medical insurance polices and its economical level, Shanxi Provincial People’sGovernment has established a basic medical insurance for urban workers, urban residents and ruralresidents. The basic medical insurances have achieved full coverage of the system, Because of threebasic medical insurance systems have based on different policies and measures, the managementmechanisms have separated, the standards of financing and compensation have differently. Thesepresent situations have aggravating the contradiction between cities and villages, a great number ofproblems have existing in the medical insurance system. For instance, unbalance of medicalresources between cities and villages, a low level of overall planning and the lack of translationmechanism. The current system did not have the function of mutual benefit. Meanwhile, the systemunable to solve the difficulties, so that the most important aim is to raise the level of co-ordinationand integration of medical insurance system.This paper have drawn lessons from the measures of three basic medical insurance systems,and utilized the combination of literature research method, comparative study method and rationalthinking method. Firstly, the paper summarized the current situation of the medical insurancesystem. Secondly, analyzed the status of medical insurance system, and summarized the fairnessand sustainability. Combined with the development of Shanxi province, and put forward to the twostep strategy of medical insurance system integration. Finally, by adjusted the internal policy andoptimized the external environment, realized the integration of the basic medical insurance systems.

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CLC: > Economic > Fiscal, monetary > Insurance > China's insurance industry > Various types of insurance
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