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If a country’s agriculture want to stable development the investment of funds must beincreasing year by year, because agriculture is a high investment, slow response, high riskindustry, much affected by various factors, so how to ensure the sustainable development ofagriculture is very important,and how to get the money this is an important issue, most of thefunding sources arerelying on the national government allocated, thiscaused great pressure andburden for the state Treasury, this article from the direction of grain policy loans to research howto promote the economic development of grain, grain economy as an important part ofagricultural economy and arguably the most important part, in the development of the wholeagricultural economy,it plays a particularly important role in the above,in this paper it study theimportance of grain policy loans as the main subject, elaborating on all aspects of the grainpolicy loans and analysis, from the experience of suihua use grain policy loans abovedevelopment way to find a suitable for different situation.In this paper, I mainly study the policy loans for the economic development of suihua grain,and the writing of the first part is the research status at home and abroad, the research status athome and abroad areanalyzed and summarized, through the different theories I have a ownunderstanding, and using the reality investigation method and literature analysis method ofsuihua grain policy loans are analyzed and the research present situation and problems, in thispaper, the second part mainly studies the role of grain policy loans and risk, the risk for functionand puts forward his own opinion and the suggestion, the third part mainly elaborated the suihuafood economy development present situation, because the suihua as a major grain producingareas of heilongjiang province, and the crops are widely distributed and sort is more, thefinancial environment is different, so it has certain research value, the fourth part mainlyintroduces the grain policy loans for suihua grain the role of economic development, it is also theemphasis of this article, because the grain policy loans is still a relatively new project, but alsohas some limitations, but can not ignore it.Because it is a project not do more harm than good, sohow to better use of policy loan and avoid the risk of grain is the fifth part in my article toillustrate the point of view.The issuance of grain as a policy loan main body-the agricultural development bank of China to issue policy loans play a role in the process of grain is also very important, because ithave played an important role in a distributed and supervision, to each grain policy loans shouldbe money to clear, really implement, give full play to the advantages of grain policy loans.
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