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Research on the Development of Rural Credit Cooperatives in Muling County

Author: LiuXinBao
Tutor: QiuGuiJie
School: Jilin University
Course: Agricultural Extension
Keywords: Rural Credit Cooperative Unified legal system Muling county
CLC: F832.35
Type: Master's thesis
Year: 2013
Downloads: 32
Quote: 0
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In the modern commodity economy, capital is the blood of economicalmovement. Its availability and effective configuration directly relate to the economicdevelopment of a country and an area.In our country, Rural Credit Cooperative is animportant part of the rural financial system, and the leading force of rural finance.Rural Credit Cooperative of Muling plays a positive role in increasing the income offarmers and promoting the development of county economy. Its well operation plays asignificant role in the new rural construction in Muling county.In view of the reality that research production of the micro level of grass-rootsRural credit cooperation is a lack of deficient, this paper is based upon correlationtheory of cooperative and rural financial, by using the method of both quantitativeanalysis and qualitative analysis, normative analysis and positive analysis. Based onthe research in the field, the history of Rural Credit Cooperation of Muling isreviewed systematically and its development status and problem has been deeplyanalyzed. Some targeted suggestions are proposed by learning from existing researchresults.In the first place, the development status and problem of Rural CreditCooperation of Muling has been analyzed systematically. In recent years, it developsrapidly and the effect of supporting agriculture is remarkable. However, with the fastdevelopment, some problems come out gradually to restrict the development of CreditCooperation. Problems highlighted in the following aspects which are single source offunding channels, the ability to absorb deposits needs to be improved, the largeproportion of loans, inadequate internal management, the existence of business risk,the weak management foundation, the limited space for development, a heavyhistorical burden weakening competitive power and insufficient governmentsupport.In the second place, based on the reality of development of Rural CreditCooperation of Muling, learning from previous research results, suggestions for promotion are proposed specifically, such as improving relevant laws and regulations,increasing government support, clearing positioning and transforming the idea toclarify the development train of thought,improving and strengthening operationbasis, expanding the scope of business, improving and implementing the internalcontrol system to guard against risk and improve efficiency, changing the idea ofservice to establish a distinctive corporate image and so on.

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Financial organizations in urban and rural areas
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