Dissertation > Excellent graduate degree dissertation topics show

The Law and Regulation of Informal Finance in China

Author: QinYuanLei
Tutor: KongQingFeng
School: Shandong University
Course: Industrial Engineering
Keywords: folk financing risk institutional regulation
CLC: F832.4
Type: Master's thesis
Year: 2013
Downloads: 100
Quote: 0
Read: Download Dissertation


Since the reform and opening, with the rapid economic development and the increase of social wealth in our country, folk financing is becoming more and more active. As an efficient allocation of funds and resources, folk financing has performed a positive role in the area of remedying the lack of bank funds, allocating resources rationally, meeting the financing needs to the market participants such as middle and small-sized enterprises, agriculture, rural areas and farmers, accelerated the prosperity of economy. However, along with the crises are emerging gradually as the results of capital chain rupture in some areas in our country, people’s concerns about "Folk financing is a double-edged sword" is becoming reality day by day. In recent years, folk financing crisis broke out because of the capital chain rupture in some hot spots such as Wenzhou, Erdos and so on. Many entrepreneurs and business merchants living for folk financing were heavily in debt and chose escape, a lot of enterprises could not repay the debt and went to liquidation, a large number of people who put their many years savings into the folk financing market to seek handsome profits, became down the drain. The huge risk of folk financing is shocking, its wide influence attracts national attention, and its profound and lasting harm endangers the safety of financial system in our country, gives negative impact to the healthy development of the economy and the harmonious operation of the society, even covers a shadow to the recovery of the world economy in the background of the global economy retreating.Seeking profits is the nature of the risk consists with folk financing from its birth, risk exists in the folk financing no matter in which country and which parts of the world. The risk of the folk financing reflects especially obvious in our country, the reasons are various, for example, the industrial structure is unreasonable, the economic development mode is backward, fictitious economy expands overly, the macro-economic situation is not good. However, financial system is faulty, institutional norm is not sound, supervision measure is not in place are the main reason.In order to prevent and resolve the risk of the folk financing, the first priority is strengthening the guidance and specifications. Although we have some laws and regulations on the folk financing, yet these laws and regulations are not systemic at all, only can be found in Contract Law, Guarantee Law, Criminal Law, the General Principles of the Civil Law, some Administrative Laws and Regulations issued by the State Council, and some Judicial Interpretations issued by the Supreme People’s Court. There is no specialized regulatory body to regulate the behavior of the folk financing, and no anticipation and coping mechanisms to deal with the risk of folk financing, after risks take place, no emergency response mechanism can be used, folk financing is almost in a state of neglect. Because of the absence of system and the imperfection of law, the risk of the folk financing is lack of strong regulation and control, once the crisis takes place, the consequence of the folk financing will like uncontrollable bolter.Based on the above issues, studying the subject of "the Institutional Regulation to the Risk of the Folk Financing in our country " is particularly necessary and urgent. Meanwhile, this subject is of great importance to promote the reform of the finance system and make it perfect, accelerate the positive operation of the financial market and maintain financial security, and ensure the health of economic development.

Related Dissertations

  1. Research and Analysis of Postcholecystectomy Diarrhoea (PCD) in Chronic Calculous Cholecystitis,R657.4
  2. Research on Dam-Break Probability Analysis Method for Dangerous Reservoir,TV697
  3. Key Technologies of Dam-break Life Loss Risk Assessment Research,TV122.4
  4. Study on Development Risk Analysis and Management of Urban Commercial Residence,F293.35
  5. Financing Behaviors of Sina Microblogging in View of Risks,F49
  6. The Study on Risk Evaluation of BOT Projects in China University,G647
  7. Health Risk Assessment of a Brownfield Contaminated by Volatile Chlorinated Hydrocarbons and Study on Screening of Remediation Technique,X820.4
  8. Health-based and Ecological Risk Assessment of Contaminated Sites,X820.4
  9. Assessment of Resistance Risk in Spodoptera Exigua (Hubner) and Spodoptera Litura (Lepidoptera: Noctuidae) to Chlorantraniliprole,S433
  10. Innovative biopharmaceutical companies a significant risk of dynamic analysis of continuous innovation and response measures,F273.1
  11. Open pit production accidents studied because of the risk management measures,TD771
  12. Research on Index System of Marketing Risks in Apparel Enterprises,F426.86
  13. Study on the Management Strategy of University’s Brand,G647
  14. A Smoothing Method for Solving Model under WCVarR,O224
  15. Distribution and Bioavaiability of Polycyclic Aromatic Hydrocarbons in Soil Particle-size Separates,X131.3
  16. The Empirical Research of the Important Factors of the Financial Risks of Chinese A-share Construction Enterprises Market,F426.92
  17. Drought Risk Analysis of Dazhen Irrigated Area,S423
  18. Monitoring of Insecticide Resistance, Resistance Risk Assessment and Biochemical Mechanism for Buprofezin in Nilaparvata Lugens(St(?)l),S435.112.3
  19. Insceticide Screening and Resistance Risk Assessment for Thiamethoxam in Western Flower Thrips, Frankliniella Occidentalis,S433
  20. The Prediction of Potential Suitable Distributions and Risk Assessment of the Alien Invasive Plant Flaveria Bidentis(L.) in China,S451
  21. Bioactivities of Shenqinmycin Against Xanthomonas Oryzae PV. Oryzae and Sclerotinia Sclerotiorum and the Resistance Risk,S435.111

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit
© 2012 www.DissertationTopic.Net  Mobile