Dissertation > Excellent graduate degree dissertation topics show

Study on Credit Risk Management of Small and Medium-sized Enterprises at a Branch of Dalian Bank

Author: ZhangXiaoNa
Tutor: QinXueZhi
School: Dalian University of Technology
Course: EMBA
Keywords: Bank SME Credit Risk Management
CLC: F832.4
Type: Master's thesis
Year: 2013
Downloads: 28
Quote: 0
Read: Download Dissertation

Abstract


In recent years, the small and medium-sized enterprises (SMEs) become the important growth point of economic development. Cultivating good SME customer base is becoming commercial banks’new strategic options. Banks are special companies operating monetary operations It faces a variety of risks, especially credit risk. According to the SME-specific risk characteristics, combined with the actual situation of the A branch of the Bank of Dalian, this thesis carried out the research on small business credit risk management.This thesis research on A Branch of Dalian Bank small business credit risk management, which is based on credit rationing under asymmetric information theory, relationship lending and SME credit, credit risk control and risk management of SMEs credit and related literature according to" ask questions-analysis-solve the Problem" ideas. This thesis get the conclusion that A Branch have the problems that A Branch lacks credit for small business risk management system, the risk assessment method for small businesses unscientific and loans variety is single and so on.According to the problems, this thesis presents measures for A branch’s SME loan risk management, that is establishing a sound risk management system, improving rating and evaluation system for SMEs and developing loan products for SMEs. Through a series of measures, it can improve the ability of risk management of SME loans, effectively control SME loan risk, and improve economic benefits of A Branch.

Related Dissertations

  1. Renrch on the Motivation Model Improvement of Jincheng Branch of BOC Based on Satisfaction Survey,F832.2
  2. The Performance Management Improve Research Based on the Balanced Scorecard in Bank of Communications GanSu Provincial Branch,F832.3
  3. Research on Operational Risk Management of Counter Service under China Construction Bank Gansu Brach’s Network Transformation,F832.2
  4. Study on Information Systems Project Management System Optimization of DB Bank,F832.2
  5. The Research on Our Country Commercial Bank’s Finanical Mangement Problesm and Countermeasures,F830.42
  6. Study on the Influence of Internal Marketing on the Satisfaction of Employee Job Satisfaction in Chinese Commercial Bank,F832.2
  7. Research of Small and Medium Enterprises (SME) Financing Risk,F276.3
  8. The information content of the commercial banks accounting policy choices,F830.42
  9. Bank of China, Gansu Branch of Economic Capital Management,F832.2
  10. Analysis Bank Cash Holding Management Based on Quantity Pattern State of the Best Cash,F832.21
  11. Research on Non-performing Assets Securitization of Our State-owned Commercial Banks,F832.5
  12. Financing of SME bank XX,F832.2
  13. Study on the Influencing Factors of the P/E Ratio of Bank Listed Companies in Chinese A-Stock Market,F224
  14. Research on the Process of Marketization、 Political Connections and Enterprises’bank Loans,F832.4;F224
  15. Heilongjiang Province, the problem of financing SMEs clusters,F276.3
  16. Research and Application of Deisgn Patterns in Bank Payment System,TP311.52
  17. The Research on Employees’ Job Burnout in State-owned Commercial Banks,F832.2
  18. Analysis on Executive Officer Compensation Incentive System Performance-Based in Commercial Banks,F832.2
  19. From the perspective of business performance strategic transformation of China's commercial banks,F832.33
  20. Research on Financing Difficulties of SMEs in China and Countermeasures,F276.3
  21. Research on Financing Strategy of China’s Scientific and Technological Enterprises Based on Capital Market,F276.3

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit
© 2012 www.DissertationTopic.Net  Mobile