Dissertation > Excellent graduate degree dissertation topics show

An Empirical Study on the Effects of Diversification in Lending of China’s Commercial Banks

Author: ZhangJing
Tutor: LiuPei
School: Jinan University
Course: Finance
Keywords: Commercial banks Loan diversity Business Performance
CLC: F832.4
Type: Master's thesis
Year: 2013
Downloads: 136
Quote: 0
Read: Download Dissertation

Abstract


Since1949, the loan policy of commercial banks in China has experiencedthree phases, the investment orientations also gradually changed from highlycentralized to diversification. At present, with the competition fromforeign Banks and domestic financial agency, commercial banks have launcheda business diversification. But the interest income is still the main sourceof income for commercial Banks. So loan management is still the mainmanagement of commercial Banks. In the face the trend of increasinglydiversified commercial bank loans in China, diversified loans will becomethe new focus to improve our country commercial bank performance.At first, this paper theoretically analyses the diverse effect of theloan on the performance of Chinese commercial Banks loan, and then analysisabout the present situation of our country commercial bank loandiversification which found that the loan structure of commercial banks inour country presents the trend of diversification. On the basis of thisanalysis has carried on the empirical analysis: in our15listed commercialbank loans to influence business performance. Results show that regionalcommercial bank loans diversity can not only increase the risk of commercialbanks’ capital strength and operation resistance, it can still reduce themanagement risk of the commercial banks, namely to improve commercial banksbusiness performance.

Related Dissertations

  1. The Research on the Legal Issues of Green-Credit Policy,D922.68;F832.4
  2. JS Bank Operation Risk Management Research,F832.2
  3. The Market Positioning Research of China’s City Commercial Banks,F832.33
  4. Industrial and Commercial Bank of China branch of Yancheng Pavilion Lake Research personal customer relationship management,F832.2
  5. Commercial banks' risk management competency model optimization,F832.2;F224
  6. Research of Chinese City Commercial Banks’ Cost Efficiency Based on Data Envelopment Analysis,F224
  7. The relationship between social responsibility and corporate performance of listed companies in China,F276.6
  8. Corporate governance structure of listed commercial banks in China to study of the effectiveness of internal control,F830.42
  9. A Study on Risk-oriented Internal Audit Control Evaluation System of Commercial Banks in China,F239.45
  10. A Study on Risk Information Disclosure of Commercial Banks,F832.2
  11. Chinese Joint-stock Commercial Bank Personal Financial Services Marketing Strategy,F832.2
  12. State-owned commercial bank employees Incentive Mechanism,F832.2
  13. Study on the Staff Turnover of State-owned Commercial Bank and Countermeasures,F832.2
  14. The Research on Employees’ Job Burnout in State-owned Commercial Banks,F832.2
  15. The Research of Load Pricing Model on Commercial Bank Credit Card,F224
  16. China’s Commercial Bank’s International Competitiveness Empirical Research,F224
  17. The Analysis on TPF of Chinese Commercial Banks with Foreign Strategic Investors,F224
  18. The Study on Risk Management of Chinese Commercial Bank,F832.2
  19. Study on the Correlation between the Capital Structure and Performance of China’s Manufacturing Listed Companies,F224
  20. On Introducing Foreign Investment Effect of China’s Commercial Banks,F224
  21. Sichuan Pharmaceutical Co., Ltd. Chi with logistical support performance management system design,F272.92

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit
© 2012 www.DissertationTopic.Net  Mobile