Dissertation > Excellent graduate degree dissertation topics show

The Study of the Unemployment Insurance Fraud under Information Asymmetry

Author: HuangTao
Tutor: LiLianYou
School: Hunan University
Course: Finance
Keywords: Unemployment Insurance Information Asymmetry Fraud Adverse Selection Moral Hazard
Type: Master's thesis
Year: 2012
Downloads: 34
Quote: 0
Read: Download Dissertation


The unemployment insurance system is implemented by the force of the national law. In this system, a social fund is established to provide basic living security to workers whose source of livelihood has been temporarily interrupted due to involuntary unemployment and help them to achieve re-employment. Since established in1986, the system has played a positive role in guaranteeing the basic livelihood of unemployed people, promoting re-employment, improving the market system of labor services, and maintaining social stability. However, unemployment insurance fraud is so rampant and it has been a threat to the effective operation of the unemployment insurance system in recent years.In this thesis, asymmetric information theory is used to study the current unemployment insurance fraud. This thesis analyzes the fraud of the insured and insurer from the perspective of moral hazard and adverse selection, constructs a measure the degree of adverse selection based on the information screening theory and investigates factors affecting the fraud probability under moral hazard. This thesis comes to the conclusion that the fraud is derived from the moral hazard and adverse selection produced by the information asymmetric between the insured and the insurers and defects in system design. Then, this thesis discusses the further effects of the information asymmetric to the injury insurance by some real fraud cases in unemployment insurance.Finally, based on the theory and cases analysis, this thesis proposes some anti-fraud suggestions regarding unemployment insurance agencies from the point of information-asymmetry, such as the establishment of unemployment insurance information system, the design of unemployment insurance systems and monitoring unemployment insurance fraud.

Related Dissertations

  1. Fraud and scam Behavioral telephone, text messaging , marketing , etc.,H13
  2. The Forensic Accounting Survey and Prevention Research of the Management Fraud,D918.95
  3. Empirical Research on Preventing Financial Fraud Based on Corporate Governance,F275
  4. A Study on Governance Efficiency of Chinese Listed,F832.51;F224
  5. Study on the Problems of Our Current Unemployment Insurance System and Counter-measures,F842.6
  6. Comparative Study of Europe and the United States’ Social Security System,D632.1
  7. The Study on Social Security of Migrant Workers,F323.89
  8. Economical Analysis on the Problem of the Small and Medium-sized Enterprises’ Financing in China,F224.32
  9. To Discriminate and Study the Financial Statement of Chinese Listed Companies Fraudabstract,F275
  10. The Analysis of the Assessment Problem of Fair Value Based on Game Theory,F233
  11. Study on Moral Hazard Prevention of 3PL Provider in Company A,F426.471
  12. Identification and Assessment of Financial Reporting Fraud Risk of CPA,F231.5
  13. "SD" Hotel Textile Marketing Strategy,F719
  14. Study on the Relationship between Management Fraud and Audit Efficiency,F276.6
  15. A Study of the Real Estate Market Efficiency in Hebei Province and Its Game Model,F224.32
  16. Study on Unemployed Insurance System and Its Employment Promotion Function,F842.6
  17. On the Forged Certificates of State Organs, the Seal of Qualitative Behavior Analysis,D924.3
  18. Inter-organizational opportunism Governance Mechanism,F224
  19. Export Letter of Credit Fraud Risk Management Perspective,F740.4
  20. Outpatient Management of Medical Social Insurance Policy Research,F842.6
  21. China's listed company's audit committee effectiveness research,F224

CLC: >
© 2012 www.DissertationTopic.Net  Mobile