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Study on the Strategies for Commercial Banks to Solve the Financing Problem of SME

Author: GaoXiangMing
Tutor: GuoChunFang
School: Beijing Jiaotong University
Course: Business Administration
Keywords: Commercial bank Enterprise Financing Tactics
CLC: F832.2
Type: Master's thesis
Year: 2009
Downloads: 319
Quote: 0
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Abstract


Since the reform and opening up , China 's small and medium enterprises development quickly , the entire national economy plays an increasingly important role , has made ??a great contribution to the economic growth of our country . But in recent years due to the fierce business competition , so that many enterprises are facing greater difficulty many factors that influence and restrict the further development of SMEs , which is the financing of SMEs , commercial banks as the country 's financial system backbone should solve these problems , to give SME financing to create the conditions , prompting them to play a more important role in the future . In this paper, the research results of the previous survey , and refer to the relevant literature on the basis of analysis of the status and Commercial Bank of China 's SME financing in SME financing status , and financing of SMEs to analyze the proposed commercial bank solutions to SME financing strategies. The first chapter introduces the research background , purpose and significance . Chapter II Analysis of SME financing . Cited the financing of foreign and domestic status quo and structural system . Chapter targeted analysis of commercial banks to support SME financing status , hopes to find the causes of the financing of SMEs from commercial banks who want to be able to find a positive commercial banks for SME financing . Analyzed above causes based on Chapter commercial banks to address SME financing suggestions . I hope this article will reference related issues .

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Banking system and business
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