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Of \theoretical circles to the above provisions in the former is called to set the value of insurance, latter called unvalued insurance. The existing Insurance Act of valuation insurance, indeterminate value insurance, the insured value, the actual value of the concept of their relationship described is not very clear, specific legislation the above sparse ugly, cause there are many differences in the insurance practice. It is because of the existence of these objective reasons, in a valued policy, when agreed insured value exceeds the actual value of the subject matter insured is clearly beyond the actual value of tends to lead to disputes. Valued policy, the insured value, the insurance amount, the actual value of the concepts and their relations often become the focus of controversy and difficulty of cases handled. At present, the valued policy in our academic has not yet been given adequate attention, few of the valued policy research, insurance valuation agreed insured value of the regulatory aspects of research less relevant on the lacking great deal of research the necessary. The seventh meeting of the Eleventh National People's Congress Standing Committee in February 28, 2009 the existing Insurance Act was revised and purposes since October 1, 2009. Although the revised \circumstances require a different mechanism for the effectiveness evaluation and the corresponding legal consequences, far from being able to meet the needs of the insurance practice. This paper valued policy, the related issues and problems in practice to explore, in order to raise the academic community for further research, and also be beneficial to the judicial practice. The purpose of this study would like to address the following issues: an insurance valuation concepts and scope of the problem. Comprehensive legislation at home and abroad, and some scholars view the characteristics of the valued policy to analyze, compare, and draw the appropriate conclusions. Disputes in judicial practice, for the agreed insured value of the valued policy \3, I intend a case study and analyze the problems in the fixed value of the insurance practice proposed regulation proposal agreed insured value for valuation insurance, and insurance law comprehensive and relevant judicial interpretation to develop its own proposals . In view of the above purpose, this paper, the case study method, the method of empirical research, theoretical research, comparative law, history, law and other analytical methods, starting from the typical cases encountered in trial practice to introduce the valued policy practice, and these issues, connotation and scope of the valued policy, the insured value, the concept of the real value of the amount of insurance, as well as the relationship between the theoretical interpretation of the targeted. Followed by combination of domestic and international laws, the provisions of the valued policy, jurisprudence and judicial practice, a comparative study of civil law, common law countries, as well as the relevant provisions of the Taiwan region of China, to further judicial practice correct handling of disputes and China's insurance the soundness of the legal reference. Then the insurance the parties of the \method to solve the problem, the handling of disputes in practice to the insurer and the insured person, as well as judges, arbitrators, the theoretical inspirations, and finally combine the world of national legislation with the relevant provisions of the valued policy, described in our legislation in value insurance regulation lack of other aspects, and our new \
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