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Research on Expanding the Coverage of Endowment Insurace of private Enterpes in Wenzhou

Author: ZhuYingZuo
Tutor: QinLing
School: Liaoning University
Course: Social Security
Keywords: Private enterprise Pension insurance Coverage
CLC: F842.6
Type: Master's thesis
Year: 2011
Downloads: 39
Quote: 0
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Abstract


After the reform and opening up of private enterprises as the rise of new forces in the increasingly prominent position in economic development has become the foundation of our national economy and the socialist market economy, an important part. Wenzhou City, the rapid development of private economy as an important city, the private economy has become the most important economic Wenzhou form of Wenzhou private enterprises to absorb labor has become the main channel. Enterprise social security pension system is an important component of the system, sound corporate pension insurance system is conducive to the development of the socialist market economic system. Private enterprises to participate in the labor market pension insurance can promote the cultivation of rational allocation of labor resources is conducive to safeguarding the legitimate rights and interests of workers, the deepening of enterprise reform, promotion of private enterprise sustained and healthy development. However, with the level of development of the private economy in Wenzhou City disproportionate private enterprises in Wenzhou City, a very small pension coverage, the insured rate is relatively low. Pension insurance for private enterprises to participate in the enthusiasm is not high, arrears, evasion is serious, the coverage Kuomiangongzuo difficult. In this paper, the coverage of private enterprises in Wenzhou City, the actual situation of research and found that there are several major problems: a small coverage. 2, the coverage gap between different sectors. 3 \This article is based on private enterprises in Wenzhou City, the reality of pension insurance coverage on the basis of an objective reality, and to take a combination of theory and practice, a combination of qualitative and quantitative methods of research and analysis. First, theoretically elaborated and pension insurance companies related to the theoretical basis and defines private enterprise pension insurance coverage related concepts. Secondly, through a lot of surveys and statistics, through quantitative analysis method to analyze the private enterprises in Wenzhou City, the actual coverage of pension insurance development, combined with the development status of the main problems. Again, from the perspective of macro-and micro-specific analysis of the private corporate pension insurance coverage causes little to clarify the private enterprises to participate in pension insurance would have any effect, and the number of employees of private enterprise lied about the factors correlation analysis. Finally, the combination of private enterprises in Wenzhou City, endowment insurance coverage of the actual situation and problems, from the legal system, institutional reform, supervision and management, proposed to expand the coverage of pension insurance, Wenzhou, practical approaches and policy recommendations. This paper has a strong research value. Based on private enterprises in Wenzhou City, the actual coverage of pension insurance problems, analyze causes small coverage of a variety of reasons, and propose relevant measures for the relevant authorities for policy adjustments, and to develop specific programs to expand coverage with a certain reference.

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CLC: > Economic > Fiscal, monetary > Insurance > China's insurance industry > Various types of insurance
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