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On the Legislative Regulation in Individual Credit

Author: LiuZeYu
Tutor: LiXiaoAn
School: Capital University of Economics
Course: Economic Law
Keywords: Personal credit Personal credit Credit Right Penalizing
CLC: D913
Type: Master's thesis
Year: 2006
Downloads: 415
Quote: 2
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Abstract

The market economy is a credit economy, while the economy of the rule of law. The three businesses, governments and individuals in the socio-economic activities of the main credit resources, compared to the first two terms of personal credit resources in the community as a whole barely been developed. This is because the Chinese residents by the traditional concepts ahead of consumer awareness, on the other hand, because of the lack of legal norms of personal credit, so that there is no legal protection in the interests of the parties in the process of individual credit transactions. Therefore, to further improve the process of China's socialist market economic system, to regulate the adoption of legislation on personal credit, clearly the rights and obligations between the main body of the legal relationship of personal credit, it is particularly important and urgent. The paper selected to study a real problem, try to do an overall grasp of the legal regulation of personal credit, and the important and difficult issues involved in-depth exposition. Based on this consideration, the paper has taken descending the outside to the inside of the writing style, that is, from the legislative framework, the principles and purpose of regulation written to a specific legal relationship. People evaluate things, require the evaluation of object a basic definition. Therefore, the commencement of this article first built on the basis of personal credit jurisprudence defined. With the development of society, people exchanges expanding, often become the norm and dealing with different people, through legal means, the contract excluding trust established blindness, making the content of morality as the core to performing willingness and ability to meet obligations The personal credit gradually become a sign of personal social identity. Law definition of rationality can be understood as \The article goes on to the legislative framework for the design part, after the purpose and basic principles of clear legal regulation of personal credit, the article is abstracted from three aspects the contents of the legal regulation of personal credit, and thus were given discourse. These three aspects are the personal credit information, credit rights, penalizing. Personal credit' dissertation">Personal credit social evaluation process performing willingness and ability to meet obligations to consumers, using economic methods to reduce or break the information asymmetry in the market, thus maintaining market order and fair competition, this is undoubtedly a personal credit activities smoothly of the premise. Credit rights and provisions penalizing strong guarantee of good personal credit environment. This part of the discussion is basically something of the process of legal regulation of personal credit. Next, the article Ji beginning refined to several typical forms of personal credit, discusses the personality problems in the legal regulation of these specific legal relationship. This is both the need for deepening of the content of the article, also reached the the tail echo effect. The end of the article, in fact, not discussed legal issues, but can implement to legal issues, and leave the specific legal issues about the law, legal sociology, to learn from here indeed Italy

On the Legislative Regulation in Individual Credit

Abstract

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