|
Medical insurance is an important part of the social security system. Improve the health care system is the basic needs of life of the masses of the people, the basis of the normal functioning of society as a whole, economic development accelerator escort to build China into a modern socialist country. In this paper, based on the basic theory of medical coverage, defined the concept of social health costs total expenditure, social health insurance, social health insurance, commercial medical insurance and their similarities and differences. Clear indicators of the level of medical care research and calculation method. Health economics, research methods, balancing of supply and demand for medical and security of the whole society to make the analysis of economics, the health care market in the introduction of government intervention for the community to provide more medical services more efficient and more equitable distribution of health care resources . The combination of actual data in the study to determine the reasonable range of 5% - 7% of our generalized level of medical care. Our health expense structure is irrational, the government health budget should be increased to reduce the medical burden of the people. The depth and breadth of social basic medical insurance are far has not reached the moderate level, and social security breakdown of the total capital expenditure situation, social pension, unemployment insurance, social relief, social welfare, social special care spending crowding out social health insurance expenditures . Part in the comparative study of the level of medical care, first mode and the course of development of the national medical insurance, health status and level of medical care are classified based on the world actual data, results show that since the founding of China's lower than the world average The level of health investment, higher than the world average health outcomes. Subsequent comparative analysis of our region, between urban and rural medical security situation, to draw medical insurance as a social means of distribution, the fairness of the poor, expand social health insurance coverage, and to eliminate the gap between urban and rural areas is the next step medical security reform direction . Finally, according to the indicators of a moderate level of medical care, the results of the economic analysis and empirical research, China's actual situation, the proposed development of the medical insurance policy recommendations, including the clear basic medical coverage, the establishment of integrated medical security system covering both urban and rural areas, in order to The parity Hospital as a channel to increase government health investment.
|