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The Research of System Construction of the New-type Rural Social Pension Insurance

Author: ChenXiaoHan
Tutor: XueXingLi
School: Shandong Agricultural University
Course: Agricultural Extension
Keywords: A new type of rural social endowment insurance The system construction Shandong province Basic principles System operation
CLC: F842.6
Type: Master's thesis
Year: 2010
Downloads: 237
Quote: 0
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Abstract


A new type of rural social endowment insurance system is a government organization, guidance and implementation, resolving peasants’ endowment of a kind of institutional arrangements, to accelerate the development of the new countryside construction, promote social fairness, to realize the system of social endowment insurance complete coverage, have very important realistic meaning and profound historic significance.This paper USES questionnaire and empirical analysis and normative analysis method combining, comparative analysis and system analysis method in shandong province as an example, the new type of rural social endowment insurance system construction situation of system analysis and summary and induction, and reached the following main conclusions:(1) perfect rural society endowment insurance system has not only the necessity, and feasible.(2) we new rural cooperative medical system construction can be divided for preliminary stage of development, and stable development stage, the stage of perfecting each stage of development, has different characteristics and tasks.(3) Shandong province rural society endowment insurance system construction in general experienced farmer bao and new farming keeps two stages, and the historical continuity and logic relation, and present different characteristics.(4) the investigation proves that shandong new countryside society old-age insurance system construction in government depends on administrative promoting, established financial subsidies and fund operation management system, age-appropriate participating insurance rate is higher, but peasants in financial subsidy way, quantity, fund value etc are regional differences.(5) Shandong new countryside society old-age insurance system construction in existing prominent problems: the local government especially general developed regions and under-developed areas have certain financial pressures, basic pension income substitution rate is low, lack of adjusting the effective mechanism, another pension fund operation management system, lack of innovation, value the difficulty is large.(6) Germany, Japan and France, such as the establishment of endowment insurance system for farmers practice shows that we build system of rural society endowment insurance system should consider the pluralism, legal and gradual change, and give full play to the relief of pension function.(7)perfect new countryside society old-age insurance system should adhere to the combination of justice and efficiency, ensure the basic life of social and economic development, adhere to adapt to local conditions, classification and individual, collective and promote national collective burden of fund-raising as criteria.(8) perfect new countryside society old-age insurance system should be gradually realizing rural society endowment insurance provincial plan as a whole, increase at all levels of government financial support, perfecting rural society endowment insurance fund investment operation mechanism, strengthen the farming keeps institutions, team construction related countermeasures.(9)perfect new countryside society old-age insurance system should transform the functions of government, strengthen government to promote rural society endowment insurance dynamics, accelerate the legislative process, promotes the rural society endowment insurance is the healthy and orderly development, developing county economy and increasing the farmers’ income, strengthening farming keeps to the city of mutual coordination maintain a system with cohesion, improving farmers’ organizational degree, establish effective demand expressing mechanism etc supporting measures.

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CLC: > Economic > Fiscal, monetary > Insurance > China's insurance industry > Various types of insurance
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