Dissertation > Excellent graduate degree dissertation topics show

Policy Banks and Commercial Banking Business Legal Harmonization of Conflict

Author: LiWenTan
Tutor: JiangHeNing
School: Lanzhou Commercial College
Course: Economic Law
Keywords: Policy banks Commercial bank Business conflict Legal harmonization
CLC: F832.3
Type: Master's thesis
Year: 2011
Downloads: 66
Quote: 0
Read: Download Dissertation

Abstract


Policy banks and commercial banks is a country full symmetry, parallel each other in a unified financial system, tied for the major financial institutions with complementary. Coordinated development between the two financial institutions is essential, to a certain extent on the impact on the reform of the entire financial system and the development of the financial industry, and even the market economy as well as the realization of the national macro-control. However, both in the actual running but there have been some disharmony: the absolute advantage of the use of capital, information, interest rate, and term of the loan policy banks and commercial banks compete for business. And with countries more and more attention to the role of policy banks, policy banks is also growing due to their own development needs of its business scale, this disharmony showing a state of intensified. The existence of this phenomenon is not only a violation of the WTO principle of fair competition, causing damage to the ecological balance of the existing financial, but also lead to macro-control policy banks the low efficiency of the market economy, and ultimately not conducive to the realization of the objectives of the policy banks. China's policy banks established already 17 years, however, China has yet to have a special law to regulate it. Compared to most countries abroad the legislation first legislative mode, a serious shortage of supply to China policy bank legislation, serious legislative lag and blank. The serious shortage of supply by the legislation is one of the important reasons that lead to both business conflict, In addition, China's policy banks also exist with their lack of supervision as well as the current principal-agent model is not perfect. The presence of the above problems is a very important reason for the result in both business conflict. Based on the presence of the above problem, the author proposed to solve both business conflicts related legal countermeasures: The first is to learn from foreign advanced legislative experience, speed up the development of special legislation on policy banks, to increase the supply of legal; second is to strengthen supervision by the business running, to further clarify the regulatory body and supervision; Third, the introduction of a new the business coordination mechanism, establish and improve the existing principal-agent model. I hope by this study provide some legal solution for the practice, there are a lot of policy banks and commercial banking conflicts countermeasures in order to identify the scope of the functions and operations of the policy banks and commercial banks. At the same time, to clarify some policy banks exist in the development process of the theory and practice of misunderstanding, some useful exploration to provide for the introduction of future policy bank law.

Related Dissertations

  1. Study on the Influence of Internal Marketing on the Satisfaction of Employee Job Satisfaction in Chinese Commercial Bank,F832.2
  2. The information content of the commercial banks accounting policy choices,F830.42
  3. The Improving Research of Evaluation and Management in the Grassroots Organizations of Commercial Bank,F832.2
  4. Credit Strategy of Commercial Bank for Small and Medium-sized Enterprises,F832.4
  5. Domestic Commercial Bank Loan Pricing Model Research,F832.4
  6. The CD Commercial Bank IT Risk Management,F832.2
  7. Domestic Commercial Banks Couter-service Operational Risk Control and Process Reengineering,F832.2
  8. Reseaching on Using of Credit Derivatives of Our Country,F224
  9. Optimization of Online Banking System of Shanghai Rural Commercial Bank,F832.2
  10. The Discussion of Commercial Bank Counter Service Foreground and Background Separation,F832.2
  11. Research on Impact of Foreign Strategic Shareholders to Operating Efficiency of Commercial Banks,F832.2
  12. Alleviate the Financial Dilemma of Small and Medium-sized Enterprises System Design,F276.3
  13. The Research of Application and Design of ABCM to JS Bank,F830.42
  14. The Empirical Analysis of Measurement of SPD Bank’s Operational Risk,F832.2
  15. Research on the Risk’s Management of Commercial Banks,F832.4
  16. The Management Research of Commercial Bank’s Operation Risk Based on the Business Process,F832.2
  17. A Study of Rating System of China’s Commercial Bank Technique Risk,F224
  18. China's commercial banks Logistics Finance Project Risk Management of,F832.2
  19. PDCA cycle -based commercial bank Compensation Management Research,F832.2
  20. China's commercial banks Marketing Analysis and Development,F832.2
  21. China's commercial banks Factoring Risk Management of,F832.2

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks
© 2012 www.DissertationTopic.Net  Mobile