Dissertation > Excellent graduate degree dissertation topics show

Rural Informal Finance Development Mechanism and Countermeasures

Author: ZhuZuo
Tutor: LiuGuoQing
School: Jilin University of Finance and Economics
Course: Agricultural Economics and Management
Keywords: Countryside Non- formal financial Development Mechanism Countermeasures
CLC: F832.35
Type: Master's thesis
Year: 2011
Downloads: 103
Quote: 0
Read: Download Dissertation

Abstract


Rural Informal Finance Informal Finance in China's agriculture is an effective complement. Since 1996, the Chinese government approved Rural Informal Finance carried out since the rural non-formal financial flexibility of its own, expanding the business scope and scale of operations, the formation of rural areas, covering a wide area, the loan approval procedures simple financing channels, to meet the farmers growing growing financing needs. This article from the five aspects of non-formal rural financial organizations development mechanism and countermeasures to elaborate. 1 Rural Informal Finance in form and position. The so-called non-formal statutory financial means provided by financial institutions as well as indirect financing between individuals or individuals with direct financing between enterprises whose activities are usually not been approved by the Government or not included in the financial regulatory system. Currently include private lending, RCAs, private funds, rural cooperative foundations, microfinance, SME credit guarantee institutions such organizational forms. Rural Informal Finance has the legal norms imperfect, narrow scope of business objects, the loan program is simple, relaxed loan conditions, information symmetry strong characteristics. In China's rural economic development, rural non-formal financial credit supply lines representing share with the formal financial system, the financial equivalent of China's financial system is an important and indispensable component. 2. Rural non-formal theoretical foundation and development of financial mechanisms. Rural Informal Finance in Rural mainly due to structural imbalances between supply and demand of funds, while the formal rural financial development is not complete, farmers' effective demand can not be solved with non-formal finance do not have formal financial advantage. Rural Informal Finance conform to the requirements of economic development in rural areas the emergence and development. Theory and financial deepening financial repression theory reveals the existence of rural non-formal financial theory. Rural non-formal financial organizations develop mechanisms are mainly institutional change mechanisms and compliance mechanisms. Two mechanisms coexist, making China's non-formal financial organizations in development progress, meet the economic needs of society. 3 national agricultural development and non-formal financial reference. Through the United States, Germany, Japan, India, four national non-formal financial analysis of the development of our country's financial development has a non-formal inspiration, namely the introduction of competition mechanism to promote the common development of various financial organizations. 4 in the development of non-formal financial problems encountered. At present, China's rural informal financial problems encountered in the development of inadequate laws and regulations are mainly caused by poor operation, the internal organizational models are not standardized management deficiencies caused by external supervision resulting in damage to the interests of farmers as well as the subject and those loans lending main inconsistency. 5 Rural Informal Finance and healthy development of countermeasures. In view of the rural non-formal financial problems, it is recommended appropriate scale, to maintain its sustainable development in the financial operation regime to improve the legal system, a standardized system platform, while developing internal management system, establish a standardized model of development, the establishment of rural credit network, to encourage non-formal and informal financial cooperation financial.

Related Dissertations

  1. Development of Software Platform for Electro-Optical Test System,TP311.52
  2. A Study on Problems and Countermeasures of General Land-Use Planning of Guangdong Province,F301
  3. Research on Early Warning System of Company’s Marketing Risk Based on Simulated Community in the Internet,F274
  4. Our Country Rural Public Policy of Mass Media Spread the Present Situation and Development of Countermeasures,D422.0
  5. Study on Student Management of Rural Boarding School in China,G471
  6. Aesthetic Education in Science and Engineering University Current Situation and Countermeasures,G641
  7. Investigation of Sports for Elder People and Countermeasure of Development in Fuzhou City,G812.48
  8. Current Situation and Countermeasures of Coastal Protective Backbone Forest Strip in Ningbo,S727.2
  9. Construction of new suburban rural grassroots party organizations,D267.2
  10. Study on Chinese Local Service-oriented Government Building,D625
  11. Study on the Problem of the Rural Middle School Students Who Have Difficulties in Learning,G635.1
  12. Research on the Poor Academic Performance of Junior Students,G632.0
  13. The Impoverished Mountainous Area Middle School Carries Out the Sunlight Sports Present Situation Research and Countermeasure,G633.96
  14. Guangzhou City high school physical education in the status quo and countermeasures,G633.96
  15. Analysis on the Marketing Problems in Small and Medium-sized Sports Events and Countermeasures Research,G80-05
  16. The Study in the Influence of the Cell Phone on the Moral Values of the College Students and the Countermeasure,G641
  17. GIS of Baoshan City, land and ecological environment vulnerability assessment,X826
  18. Practice and prospects of the Clean Development Mechanism in China,X38
  19. The Rural Masses Event and Grassroots Government’s Countermeasures Study,D631.4
  20. The Suzhou Gardens Naeki Production Status and Countermeasures Research,F326.2
  21. The Research on Development Strategies for Basic Education Informatization of Fujian Province,G434

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Financial organizations in urban and rural areas
© 2012 www.DissertationTopic.Net  Mobile