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Rural Credit Coperatives in the Role of SMEs in Research Funding

Author: ZhangQun
Tutor: ZhaoZuo；LiuYanYi
School: Ocean University of China
Course: Rural and Regional Development
Keywords: rural credit cooperatives SMEs financing
CLC: F276.3
Type: Master's thesis
Year: 2010
Downloads: 100
Quote: 0
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Abstract


County of county economic development of SMEs is an important force. Especially since the reform and opening up the county’s rapid development of SMEs in promoting economic development in the county played a major role. However, in the course of its development there has been a lot of difficulties, including difficulties in financing the county is widely perceived as holding a major obstacle to the rapid development of SMEs. Especially since the 2008 financial crisis, the problem of financing SMEs in the performance of the county’s more prominent, making the small and medium business situation "worse."SMEs in the county economy in view of the county in an important position and the county at this stage of SME financing difficulties the negative impact of socio-economic development, I believe that the problem of financing SMEs in the county to study and try to find practical solutions, is essential is also very practical significance, and this is where the purpose of this paper.Existing over-, or low-county look at rural credit cooperatives in support of the role of SME financing are one-sided point of view, should support rural credit cooperatives in China at Present status of county financing for SMEs to conduct a comprehensive analysis to make correct judgments. Firstly, a preliminary analysis of the present county of SME financing difficulties of SMEs in particular, the reasons of the rural credit cooperatives to support the status of county credit facilities for SMEs, that the rural credit cooperatives, the role of SME financing of the county, the existing problems and causes. And through the cities of rural cooperative banks (former rural credit cooperatives) to support SMEs financing County case, analysis and appraisal of the county at this stage in the development of rural credit cooperatives, credit financing small and medium business advantage, willingness, ability and the existence of difficulties. The paper also speed up the development of rural credit cooperatives and crack County SME financing SME financing difficulties County made comments and suggestions. In the combination of theory and case studies based on the current China’s rural credit cooperatives to contact the external environment and their own strength, this paper presents the final point of view, namely: at this stage in support of rural credit cooperatives in the county indirect financing of SMEs have played an irreplaceable role, to effectively crack the county financing of SMEs, county should be a comprehensive analysis of the causes and financing of SMEs on the basis of China’s national conditions, development and expansion of rural credit cooperatives to a breakthrough in system development and implementation of targeted financing of SMEs to solve the county’s overall program.

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CLC: > Economic > Economic planning and management > Enterprise economy > A variety of enterprise and economic > Small and medium-sized enterprises, township enterprises
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