Dissertation > Excellent graduate degree dissertation topics show

Analysis on the Factors that Influence the Intermediate Service of Commercial Bank in China

Author: QinWenZuo
Tutor: YangYouZhen
School: Shanxi University of Finance
Course: Finance
Keywords: commercial banks empirical analysis intermediary business
CLC: F832.33
Type: Master's thesis
Year: 2014
Downloads: 11
Quote: 0
Read: Download Dissertation

Abstract


Since the international financial crisis in2008, the global economic recovery isfaltering. As for China, the power of economic growth needs to be enhanced.Meanwhile, our country is now at a critical stage of transformation and upgrading, theslowing trend of economic growth is inevitable.At the same time, the market-orientedinterest rate reform in our country started in1996. By the end of2012, the domesticmoney market interest rates and the inter-bank bond market financing has fullyliberalized marketization. This indicates that China’s interest rate reform has taken asubstantial step. In this context, China’s commercial banks are facing the dual pressuresof the economic slowdown and market-oriented reform of interest rates. China’scommercial banks have to change the traditional business model that relying on thescale to maintain high profit margins, and for these banks, vigorously developintermediary business also appears more urgent.Although in recent years, China’s commercial banks have make a great efforts andachieved some succession on the intermediate business, but is still at a low level.Compared with Banks of western developed countries, there is a big gap. Therefore,carefully research the development of intermediary business has a very importantsignificance to improve its profitability.This paper employs the combination of empirical analysis and normativeanalysis,qualitative analysis and quantitative analysis as its research methods, making astudy on the influence factors of intermediate business theoretically and empirically.First, it attempts to explore concepts and theories related to commercialbanks’developing intermediate business.Second,it analyzes theoretically the influencefactors of China’s domestic commercial banks’intermediate business mainly frommacroscopic and microscopic perspectives. Empirical analysis on influence factors isconsidered in the third part.Partial variable factors influencing domestic commercialbanks’intermediate business development are analyzed empirically mainly throughpanel data analysis and time series analysis, and after the quantative analysis aconclusion is made. The last part of the paper is about some specific macro-microscopiccountermeasures and suggestion for the development of China’s domestic commercialbanks’intermediate business.From the empirical analysis results, from the macro perspective, the gross domesticproduct and the impact of urban residents per capita have significantly influenced the intermediary businesses of China’s commercial banks. From the micro perspective, thecore capital adequacy ratio has significantly affected the development of intermediarybusinesses in China’s commercial banks. Generally speaking, the impact of the totalamount of direct financing of enterprises, average deposit and loan spreads, andnon-performing loan ratio on intermediary business of commercial banks is notsignificant.

Related Dissertations

  1. Shanghai Urban Residents’ Minimum Living Subsidy of the Standard for Research,D631.2
  2. The Research on the Legal Issues of Green-Credit Policy,D922.68;F832.4
  3. JS Bank Operation Risk Management Research,F832.2
  4. The Market Positioning Research of China’s City Commercial Banks,F832.33
  5. Industrial and Commercial Bank of China branch of Yancheng Pavilion Lake Research personal customer relationship management,F832.2
  6. The Research of the Medium-sized and Small Property Insurance Companies’ Profitability Promotion Strategy in China,F842.3
  7. Commercial banks' risk management competency model optimization,F832.2;F224
  8. Research of Chinese City Commercial Banks’ Cost Efficiency Based on Data Envelopment Analysis,F224
  9. Research on Industrialization Process of Anhui Province,F427
  10. Corporate governance structure of listed commercial banks in China to study of the effectiveness of internal control,F830.42
  11. A Study on Risk-oriented Internal Audit Control Evaluation System of Commercial Banks in China,F239.45
  12. Mechanism and Empirical Analysis on International Education Services Imported and Its Effect on China’s High-Tech Products Export,F276.44
  13. A Study on Risk Information Disclosure of Commercial Banks,F832.2
  14. Chinese Joint-stock Commercial Bank Personal Financial Services Marketing Strategy,F832.2
  15. An Empirical Research on Performance Effect of Financial-Industrial Integration on the Listed Companies,F832.51;F224
  16. The Research on the Relationship between Logistics Service Quality and Online Shopping Behavior,F724.6;F224
  17. Heilongjiang Province, the income gap between urban and rural residents empirical research,F224
  18. R & D Activities, Industry Concentration and Economic Performance,F124;F224
  19. Study on the Staff Turnover of State-owned Commercial Bank and Countermeasures,F832.2
  20. Research on Legal Issues of Corporate Income Taxes in Corporate Restructuring,D922.22
  21. The Evidence-based and Empirical Research on the Risk Factors of Mild Cognitive Impairment in the Elderly,R749.1

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Commercial banks ( specialized banks )
© 2012 www.DissertationTopic.Net  Mobile