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Study on Post-credit Risk Management of Commercial Bank in China

Author: YangZuo
Tutor: ShenWeiTao
School: Xiamen University
Course: Business Administration
Keywords: Commercial bank Post-credit risk Management
CLC: F832.33
Type: Master's thesis
Year: 2014
Downloads: 26
Quote: 0
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Abstract


The key to business success of commercial banks is determined by whether they are willing to take risks, whether can properly control and manage credit risk. For the past few years, the national and international economic and financial situation is complicated, with the constant adjustment of national macro-policy and banking supervision measures, solving the problem of national commercial bank credit risk management under the new situation has become the priority of domestic banks. Post-loan risk management as the important part of commercial bank credit risk management can not be ignored. However, at present the emphasis on post-loan risk management of domestic commercial bank、especially small and medium-sized banks is not enough, theorist also lack of specialized research. The goal of post-loan risk management is not only to ensure the safety of the loans, but also through the post-loan management to improve the quality for examination and approval of new loans and establish good relationship between bank and enterprise, to make customers realize bank post-loan risk management is not only to improve self risk management capability, but also help customers’ prudent operation and scientific development.

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Commercial banks ( specialized banks )
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