Dissertation > Excellent graduate degree dissertation topics show

Factors and Countermeasures of Credit Risk of Rural Credit Cooperatives in Case of Rural Credit Cooperatives of Hengyang County

Author: TaoHuiMei
Tutor: LiuWenLi; XiongMuGe
School: Hunan Agricultural University
Course: Rural and Regional Development
Keywords: Rural credit cooperatives credit risk factors countermeasures
CLC: F832.35
Type: Master's thesis
Year: 2013
Downloads: 12
Quote: 0
Read: Download Dissertation

Abstract


As the banking institution, rural credit cooperatives provide financial services to "three rural", and its main function and business is credit, which means rural credit cooperatives would provide financial services directly to the society.The borrowing behavior that is determined by the nature of the credit, and loan capital limited by various factors would influence the capital repayment, as well as the default on loans caused by subjective intention of the borrowers would result in credit risk. As most of the lenders are small and medium-sized enterprises or individual farmers, who mostly are weak of anti-risk, such characteristic of lending targets and scopes would lead credit risk to remain high. Agriculture related industry is easily influenced by nature conditions, which is different from non-agricultural loans. There are other factors that would also expanse the credit risk, which include incomplete market economy and legal system, poor credit awareness of individual corporate, the intervention of local government on rural credit cooperatives, faulty agricultural insurance, the weak operation and management of rural credit cooperatives on credit capitals, extensive management, etc.It is such a lot of internal and external factors, which are subjective or objective, systematic or non-systematic that cause accumulating a large number of issues on risk management of rural credit cooperatives. Under such background, this article will try to analyze the factors that cause credit risk of rural credit cooperatives in deep, and provide recommendations to resolve and control risk by learning from the mature financial theories of domestic and foreign workers, scholars, hoping to offer reference views on credit risk management of rural credit cooperatives in the period of transformation.

Related Dissertations

  1. Research and Analysis of Postcholecystectomy Diarrhoea (PCD) in Chronic Calculous Cholecystitis,R657.4
  2. Non- intellectual factors on the Revelation of middle school students in chemistry learning,H319
  3. Non - intellectual Factors in the vocational students in mathematics learning,G633.6
  4. A Study on Problems and Countermeasures of General Land-Use Planning of Guangdong Province,F301
  5. The Studies and Establishment of Ready-mixed Concrete Information-guided Price on the Basis of Risk Analysis,F407.92
  6. Research on Early Warning System of Company’s Marketing Risk Based on Simulated Community in the Internet,F274
  7. The Study on Arabidopsis Thaliana Heat Shock Factor HSFA 1d Response to Formaldehyde Stress,Q945.78
  8. A Pilot Study on Return-to-Work Following Occupational Replantation of Amputated Fingers,R658.1
  9. Expression Survey of Key Factors of Canonical Wnt Signalling Pathway in the Human Embryonic Tooth Germ,R78
  10. Analysis of Non-intellectual Factor in Middle Students’ Writing,G633.3
  11. Investigation and Research about the Interest of Mathematics among the Rural Junior Middle School Students,G633.6
  12. Aesthetic Education in Science and Engineering University Current Situation and Countermeasures,G641
  13. Investigation of Sports for Elder People and Countermeasure of Development in Fuzhou City,G812.48
  14. Methane and Carbon Dioxide Fluxes from Spartina Alterniflora Marsh in Minjiang River Estuary,X502
  15. Current Situation and Countermeasures of Coastal Protective Backbone Forest Strip in Ningbo,S727.2
  16. The Combined Effect of Several Environmental Factor on Fertilization, Hatching and Juvenile Growth of Nile Tilapia,S917.4
  17. Study on the Problem of the Rural Middle School Students Who Have Difficulties in Learning,G635.1
  18. Research on the Poor Academic Performance of Junior Students,G632.0
  19. The Impoverished Mountainous Area Middle School Carries Out the Sunlight Sports Present Situation Research and Countermeasure,G633.96
  20. Guangzhou City high school physical education in the status quo and countermeasures,G633.96
  21. Analysis on the Marketing Problems in Small and Medium-sized Sports Events and Countermeasures Research,G80-05

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Financial organizations in urban and rural areas
© 2012 www.DissertationTopic.Net  Mobile