Dissertation > Excellent graduate degree dissertation topics show

Empirical Analysis and Countermeasures of the Efficiency of China’s Commercial Banks

Author: XiangFei
Tutor: WangChuanShi
School: Shandong University
Course: Industrial Engineering
Keywords: Listed Commercial Banks Bank Efficiency DEA
CLC: F832.33
Type: Master's thesis
Year: 2013
Downloads: 15
Quote: 0
Read: Download Dissertation


Bank efficiency has been a hot issue for scholars at home and abroad. As a main part of the financial industry, banks have a significant impact on the production of a country’s economic development and people’s life. Since reform and opening-up for30years, China economy has made rapidly development and significantly achievements, which brings increasingly social wealth and domestic banks to expansion, but many problems come one after another, like bad loan ratio of commercial banks, declination of industry competitiveness power, intruding of many foreign banks to enter and so on. All of this have made new challenge to banks development. How to improve their own competitiveness, bank efficiency, achieve the sustainable and healthy development of the banking sector become imminent challenges need to be addressed.Based on this, this article select16listed commercial banks (5state-owned commercial banks,8home joint-stock commercial banks and3city commercial banks) for samples, from2005to2011. We select fixed assets net amount, interest expenditures, the number of employee, total deposits as input indicator, net profit and total loan as output indicator, using DEA method to calculate out the bank of integrated technology efficiency, pure technology efficiency, scale efficiency and Malmquist index. Then we select the related factors affecting the efficiency of commercial banks, using Tobit regression model to specifically analyze the impact of these factors on efficiency of banks. At last, we make a conclusion:①The comprehensive technical efficiency of commercial banks between2005and2011has been steady upward trend, but large commercial banks are not as good as joint-stock banks and city commercial banks.City commercial banks’ pure technical efficiency is best, efficiency has been at the forefront on the surface;joint-stock commercial banks and city commercial banks’ efficiency value are higher than large commercial banks’.②Malmquist productivity results show that commercial banks in total factor productivity index had been increasing year by year after a brief drop in2005-2007. Among them, changes in the rate of technological progress were particularly notable.③Bank efficiency has a significant positive correlation with asset size, capital gains rates, employee education and the cross-industry experience of chairman, but negative correlation with equity nature.Combined with China’s actual situation and the latest international situation, we select a representative of commercial banks as specimens and use DEA model to measure the efficiency of China’s commercial banks. Finally in the analysis of factors affecting the efficiency of banks in Tobit model, except selecting the common indicators used in the literature, for the first time, we put the cross-industry experience of chairman and the level of qualifications of employees into models, from a microscopic point of view analyzing of the individuals ability to bank efficiency improvement.

Related Dissertations

  1. The Evaluation Research of a University’s Education Investment Benefit Based on the DEA,G647.5
  2. Universities RD input-output hysteresis and evaluation of the relative efficiency,G647
  3. Research of Chinese City Commercial Banks’ Cost Efficiency Based on Data Envelopment Analysis,F224
  4. Study on Openness of Chinese Cultural Industries,G124
  5. An Empirical Study of Online Banking Efficiency,F224
  6. Comparative Study of Total Factor Productivity among China’s Iron and Steel Listed Companies,F224
  7. Analyzing the Operational Efficiency of GEM Listed Companies,F832.51
  8. The Initial Allocation of Emission Permits Based on PAC and DEA,F205;F224
  9. Research on the Competitiveness of Qingdao Port among Northeast Asia Ports,F552.7
  10. An Empirical Study of Efficiency Based on Three-stage DEA Method in Chinese Insurance,F224
  11. The Study on Evaluation to Efficiency of R&D Input-output in China Based on DEA Model,G322
  12. Research on Credit Risk and Efficiency of Chinese Commercial Bank,F832.33
  13. Research on the Comprehensive Evaluation of Route Scheme in Rail Transit Based on AHP/DEA,U239.5
  14. Research in Innovation Efficiency Evaluation and Industrial Correlation of High-technology Industry of Jiangxi Province,F223
  15. Foreign banks to enter the empirical research on the impact of bank efficiency,F224
  16. Chinese OFDI Reverse Technology Spillover Effect,F832.6;F224
  17. Financial Crisis Prediction Model Study in View of DEA-DA Model,F224
  18. Evaluation Study on Efficiency of Input-output of Biodiversity Conservation of Chongqing,X321
  19. Study on Safe and Effective Backfill Technology for Steeply Dipping Seam Mining,TD823.7
  20. Financing Efficiency and Strategy of Hunan Construction Engineering Group,F406.72
  21. Research on the Model of Ownership Control and Its Performance in China’s A-H Listed Companies,F224

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Commercial banks ( specialized banks )
© 2012 www.DissertationTopic.Net  Mobile