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Study on the Allocation of Long-term Care Resources in Shanghai

Author: HanJing
Tutor: WuQing
Course: Social Security
Keywords: Housing reverse mortgages pension influence factors the implementationpath
CLC: F832.4
Type: Master's thesis
Year: 2014
Downloads: 8
Quote: 0
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Currently China’s aging population situation is increasing serious, which challengesto the sustainable development of economy in our country. At the same time, theweakening function of traditional family endowment and social unbalanced betweensupply and demand makes the endowment pension mode which can not meet the demandof future people more difficult. Therefore, the exploration of the new endowment way isvery necessary and important.If we can introduce the housing reverse mortgage model,we can alleviate the hugepension crisis our country facing. As the effective supplement of the current pensionsystem, in the great degree it can improve the living conditions of the elderly, redistributethe social deposit assets to achieve the optimal allocation resources, which benefits for theconstruction of new generational relation of the market economic system. At the same time,the housing reverse mortgage can be as the way of a new type of pension funds sourcesand has been proved that it can indeed provide the funding sources for the old age who arepoor or want to improve the life quality, as a result, they can improve and enjoy a betterlife.Based on the implementation of housing reverse mortgage in American, the textapplies the theoretical analysis, empirical analysis and other research methods to analysisthe system of housing reverse mortgage in American, evolution and factors influencing thesystem. Full text followed the logical train of “practice-theory-practice”, it abstracts theoryframework and model from the historical experience of abroad and the macro data analysis,then using that theory to guide the practice of housing reverse mortgage path in China.

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit
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