Dissertation > Excellent graduate degree dissertation topics show

Study on Promotion of Housing Reverse Mortgages in China

Author: XuSenFeng
Tutor: ZhengXiaoYun
School: Chongqing University
Course: Technology Economics and Management
Keywords: reverse mortgage pension house-for-pension scheme insurance pricing
CLC: F832.45
Type: Master's thesis
Year: 2013
Downloads: 208
Quote: 0
Read: Download Dissertation

Abstract


With the retirement, the socioeconomic status of the elderly decline, income is alsosignificantly reduced. Due to the laws of nature, medical expenditures increase with theincreasing age; China has entered into the aging society. The continuous agingpopulation age structure and the increasing social dependency ratio make the traditionalfamily pension unsustainable. However, China has not yet established a match socialSecurity System. This makes obvious practical need of promoting housing reversemortgages in China. This paper first introduces the theoretical basis and internationalexperience of housing reverse mortgages. According to our pilot, it comes to conclusionthat the traditional concept, lack of policy support are the most two important reasons ofrestricting housing reverse mortgages promotion in China. Then considering the currenteconomic and social development situation, this paper has a comprehensive analysis ofthe necessity, urgency and feasibility of reverse mortgages in the country. And itpromotes a government-led housing reverse mortgages extension system, constructs thecorresponding organizational models and operational processes, use actuarial principlesto study the housing reverse mortgage pricing, demonstrates the main risks of thepromotion of housing reverse mortgage process. And then it considers that assetsecuritization and asset combination are effective ways to control the risks.

Related Dissertations

  1. Research endowment insurance system in urban China Equality and Efficiency Perspective,F842.6
  2. The Research on Pension Fund Investment and Supervision of China,F842.6
  3. A Research about Measuring the Scale of the Ipd Which Is Applying to Compensate by Public Finance,F812
  4. \,F842.6
  5. Pension System Reform of University Research,F842.6
  6. The management of revenue and expenditure of the pension insurance fund,F842.6
  7. The New Rural Social Pension Insurance: Fiscal Support and Institutional Reconstruction,F842.6
  8. Research on Japan’s Pension Insurance System,D922.182.3
  9. Government functions of migrant workers in the pension insurance,F842.6
  10. Based in Jiangsu Province to explore data analysis developed areas of rural endowment insurance model,F842.6
  11. China 's basic old-age insurance fund investment in the Operation Mode,F842.6
  12. Research of Urban Endowment Insurance System Reform in Shijiazhuang City,F842.6
  13. From differences in the systems for migrant workers pension insurance mode selection,F842.6
  14. Research on the Impact of Investment Return of Pension Fund Level of Social Security,F842.6
  15. Research on Liaoning New Farmers’ Insurance Benefits and Pension Adjustment Mechanism,F842.6
  16. Research on the Financial Supply of the Rural Social Pension Insurance in China,F812.45
  17. Research on Individual Levels of the New Rural Social Pension Insurance,F842.6
  18. Rural family pension changes and challenges,F323.89
  19. Reverse mortgage loans on Developing Legal Thinking,F832.4
  20. Break and Blend,F842.6
  21. The Optimal Investment Strategy for Defined-Contribution Pension Plans,F842.6;F272

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit > Real estate credit
© 2012 www.DissertationTopic.Net  Mobile