Dissertation > Excellent graduate degree dissertation topics show

Study on Credit Asset Quality for the Agricultural Development Bank of China in Jilin Branch

Author: LuBaiLin
Tutor: ZouGuoQing
School: Jilin University
Course: Senior management of Business Administration
Keywords: Quality of credit assets credit risk internal control
CLC: F832.4
Type: Master's thesis
Year: 2013
Downloads: 37
Quote: 0
Read: Download Dissertation


Agriculture, which takes a larger proportion of national economic system, is thebasic industry in China. And the “Triple Agricultural Problem” has always been ofgreat concern to major problems. There has been in disadvantage in agriculturalproduction and operation, as its major dependence on natural conditions, and itsrelatively long production cycle. Agricultural investment represents relatively lowreturns and high risks, because of which the general commercial financialinstitutions is reluctant to put money into the agricultural production, andnon-commercial bank plays an important role in filling the funding gap ofagricultural investment. ADBC(Agricultural Development Bank of China) is theonly agricultural policy bank in China, which plays the most important role insupporting and guiding on the development of China’s agricultural and ruraleconomic development, as well as cotton and oil and other staple agriculturalproducts circulation of new socialist countryside construction, agriculture-relatedfields. Along with the deepening of China’s market economic reform, business fieldsof ADBC have developed and transformed into a commercial credit business. ADBChas to pay more attention to Effective management of credit risk, improvement ofcredit assets quality.Jilin City is located in the northeast region of China, which is the mainproduction area of grains. Agriculture is the basic industry of the city. However,after the reform and opening up, gross economic development of Jilin City is laggingbehind the coastal areas, which leads to agricultural and rural credit funds shortage in the city, and constraint of agricultural development and growth.By the very nature of agriculture and regional economic environment, supportsfrom commercial financial institutions for agriculture and the rural economy in JilinCity are relatively of low level, especially in rural infrastructure, agriculturalproduction base and development, ecological environment, agricultural soil andwater conservation and so on, and therefore financial support from ADBC Jilin is ofvital importance. In June1996, ADBC Jilin was established, whose initial scope ofbusiness was simply grain-related. After decades of development, its business hasgradually expanded with more commercial intermediate business and full mostagricultural business. With ADBC Jilin significantly enhanced the role of agricultureas well as expand its business scale. More problems of credit risk has graduallyexposed. Therefore, the major problems to ADBC Jilin includes: improving thequality of credit assets, and sustainable development of policy and commercial creditbusiness.This paper reviews the establishment, growth, business and support onagricultural development in Jilin City of ADBC Jilin. Through the scale ofnon-performing loans and ratio, the paper analyzes the current situation, asset qualityof credit assets problems, and concluded with reasonable design and specificimprovement measures for quality management of credit assets of ADBC Jilin.

Related Dissertations

  1. Study on the Internal Control Issues of Highway Construction Investments,F540.34
  2. Mine team safety research and application of self-management,X936
  3. Internal Control System Construction of University Research,G647
  4. Publishing credit Credit Risk Control Problem,G231-F
  5. Research on the Relationship between Internal Control and Insider Control,F224
  6. Research on Influence of Internal Control Audit on Audit Opinion of Financial Report,F239.4
  7. Research on Influence of Internal Control Audit on Audit Fee,F239.4
  8. On Key Points of Internal Control of Higher Education,G647
  9. Quantitative analysis of the credit risk on the credit card of Fuzzy Bayesian Network,F224
  10. Research for Customer Credit Risk Controller in Medicine Circulation Enterprise,F426.72
  11. A Research on the Risk Management of Lanzhou PetroChina Kunlun Gas Ltd,,F426.22
  12. Chinese and Uighur Group Financial Control,F406.72
  13. An Empirical Study of the family of listed companies in China governance structure of the internal control,F276.5
  14. Research on the Risk Control of Local Government Debt and Its Application,F812.5
  15. Improve the Small and Medium-sized Enterprises Credit Risk Rating System of Commercial Bank,F832.4
  16. Research on the Enterprise Internal Control in the ERP Implementation and Application Process,F270.7
  17. Research on Accounting Information Quality Evaluation Method Based on the Prevention of Credit Risk,F233
  18. Research on GEM Financing Problem of SME in Shandong Province,F272
  19. Research on Personal Automobile Consumption Credit Risks Appraisal System by BOCA,F832.4
  20. The Analysis and Countermeasures on the Internal Control of Bank of Ningxia,F830.42
  21. Research on Internal Control of Public Non-profit Organizations in China,D632.9

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit
© 2012 www.DissertationTopic.Net  Mobile