Dissertation > Excellent graduate degree dissertation topics show

The Research of Stock Index Futures Investment to Promote the Development of China’s Insurance Business and Product Innovation

Author: YangYongXin
Tutor: LiuJun
School: Shanghai Jiaotong University
Course: Business Administration
Keywords: insurance funds stock index futures insurance investmentstrategy innovation of insurance product
CLC: F842.3
Type: Master's thesis
Year: 2013
Downloads: 66
Quote: 0
Read: Download Dissertation

Abstract


Along with economic development, China’s insurance industry hasexperienced a rapid development cycle. The size of assets and the number ofcompetitors in insurance industry has increased rapidly. To gain more marketshare, more and more insurance companies began to lower the price ofinsurance products, while the labor costs and operating expenses increasedgradually. The insurance business is very difficult to maintain normalunderwriting margins. In the context of the gradual relaxation of insuranceinvestment restrictions, it will become more important for insurancecompanies to improve the yield of the insurance funds and to make up for thelack of underwriting business profits.Among the assets in insurance investment, the proportion and influenceof stocks and securities investment funds will increase gradually.To protectthe safety of the insurance investment funds and to reduce the loss ofinvestment due to the fluctuations of the stock market, looking for a suitable hedging instrument, and to develop a comprehensive insurance fundsinvestment strategy will be increasingly important.Stock index futures have speculation, hedging and arbitrage functions,while the insurance companies specialize in the operation and management ofvarious risks. The insurance investment must be very stable and steady, andstock index futures can be used as hedging instruments for insuranceinstitutions.On the other hand, insurance companies should pay more attention to therisks in the investment of stock index futures.This thesis first introduces the overall situation of China’s insuranceindustry on assets scale and insurance funds, discusses the inevitability ofinsurance investment, and analyzes the insurance funds about compositionand industry characteristics.Then, the thesis introduces the history of China’s insurance investment, andreveals the problem in China’s insurance investment.Secondly, the article pointed out that the stock index futures can play arisk-averse effect. The features and functions of the stock index futures werealso introduced. On this basis, the paper analyzes the feasibility of investingstock index futures for insurance funds.Thirdly, in order to promote the development of the insurance business, this paper focuses on how to design insurance investment strategies bycombining stock index futures hedging function with insurance products.Finally, the paper pointed out that the stock index future is a financialderivative, which also may enlarge the risk. Investment institutions need topay more attention to the identification and prevention of risks, to developand improve internal risk management measures, to maintain adequatesolvency and to meet the needs of business development.

Related Dissertations

  1. A Study about the Stock Index Future’s Influence on the Stock Market,F224
  2. Research on Life Insurance Funds Investment and Risk Management of AIA Company Jiangsu Branch,F847.12
  3. An Empirical Study on the Relationship between the China Stock Index Futures and Spot Markets,F224
  4. Application and Enlightenment of Domestic Stock Index Arbitrage and Spot Portfolio Construction Method,F832.51
  5. The Study of Old-age Insurance System into Law,F842.6
  6. Comparative Analysis of Stock Index Futures Pricing Model,F224
  7. The Application Research to Risk Measurement of Index Futures,F224
  8. The Current Insurance Funds Investment in Stock Market Research,F832.51
  9. An Empirical Study of Hedging Ratios of Stock Index Futures,F224;F832.5
  10. The Empirical Study of the Influence of Stock Index Futures on China’s Stock Market,F224
  11. Research on Investment Strategy Simulation of Stock Index Futures Market Based on Netlogo,F224
  12. Research on the Accounting Issues of China’s Stock Index Futures,F832.51
  13. The Risk Analysis and Risk Management of Chinese Insurance Funds Bond Investment,F832.51
  14. VaR Method Based on Extreme Value Theory in the stock index futures margin Applications,F830.91
  15. A Study on the Risk Management of Insurance Funds Usage,F842
  16. Relationship of the stock index futures and stock index,F224
  17. Research on Early-Warning of Stock Index Futures Risks,F224
  18. Volatility of Stock Index and Stock Index Futures Empirical Study,F224
  19. The Empirical Study on the Hedging of Shanghai and Shenzhen 300 Index Futures,F832.51
  20. Public Rental Housing Bond Financing Model,F832.51
  21. Stock Index Futures Arbitrage Analysis Based on the Transaction Cost,F832.51

CLC: > Economic > Fiscal, monetary > Insurance > China's insurance industry > Insurance organizations
© 2012 www.DissertationTopic.Net  Mobile