Dissertation > Excellent graduate degree dissertation topics show

The Profitability Research of Chinese Life Insurance Company

Author: QiJing
Tutor: WangXuZuo
School: Beijing Technology and Business University
Course: Finance
Keywords: Life insurance companies Profitability Monte Carlo simulation Predict
CLC: F842.3
Type: Master's thesis
Year: 2013
Downloads: 25
Quote: 0
Read: Download Dissertation


As a product of the market economy, the life insurance company inherited the generalbusiness goal of profit maximization. Since the life insurance business is resumed in1982China, the premium volume and operating efficiency of life insurance company aregradually improved. Contracting business and investment business as two sources ofprofit are getting increasing attentions in practical operating activities of life insurancecompanies. This paper will combine the theory of probability and statistics, and use MonteCarlo simulation method to analyze the way to get profits and predict the value in next fiveyears based on the historical and empirical data. This paper analyzed the ability of profitand its main factor to improve the profitability of China’s life insurance companies, andcan be treated as a power reference.The results show that: China’s life insurance company will be in good profitability inthe next five years, but there are some fluctuations; investment business will become thenew potential profit growth point, and the equity investment will contribute more profitthan deposits, funds and securities; the impact of withdraw rates on the profitability of lifeinsurance company is not significant in the long term. Overall, the authors suggest thatmanagers can do four efforts to improve the profitability of the life insurance company.Firstly, relax the investment channels and the ratio of investment to optimize theinvestment structure; Secondly, strengthen internal control and lose (to) pay managementto change the mode of life insurance marketing; Thirdly, strengthen the innovative designof the life insurance products to improve the level of insurance services, and properlyhandle surrender phenomenon, reshaping the image of the insurance industry; Finally,strictly carry out the regularization of the CIRC for "decision-making and promotedevelopment", took off virtual earnings gorgeous coat, and alert the risk of rapid earningsunder the new main.

Related Dissertations

  1. Aerial Target Anti-interference Recognition and Tracking System,TN215
  2. The Research of the Medium-sized and Small Property Insurance Companies’ Profitability Promotion Strategy in China,F842.3
  3. Coal Base of Northern Shanxi Province Ecological Restoration Technology Research Based on 3S Technology,X171.4
  4. Study on the Correlation between Capital Structure and Profitability of Listed Companies in China’s Engineering Equipment Manufacturing Industry,F832.51;F224
  5. The Comparative Analysis of the Banking Profitability in Linyi City,F224
  6. The Analysis of the Profitability of Rural Cooperative Financial Institutions,F832.35
  7. A study of investor sentiment index to predict the stock opened at,F224
  8. Study of Bidding Decision-making in Transformer Project,F426.6
  9. The Chinese stock market based on high frequency data of investor behavior,F224
  10. Reliability Evaluation of Distribution System Based on Monte-Carlo Method,TM732
  11. Estimation for Life Cycle Cost of Overhead Lines,F406.72;F224
  12. The Empirical Study about Working Capital Management and Corporate Profitability of China Listed Medium and Small Companies,F275
  13. The Research on Project Completion Probability Characteristic of PERT,TU721.3
  14. Kinetics of Migration-Driven Aggregation Process on Complex Networks,O157.5
  15. Research on the Internal Control of Life Insurance Company in China,F842.3
  16. Application Research of Critical Chain Project Method in Project Schedule Management,F224
  17. Rock tunnel construction risk assessment methods applied research,U455.1
  18. Reliability Analysis and Fatigue Analysis for CNG Storage Gas Pressure Vessel Using Finite Element Method,TH49
  19. Improvement of the Frequency-domain Inverse Monte Carlo Simulation,R737.33
  20. The Applied Research on DFA in Asset-liability Management of China’s Non-life Insurance Companies,F842.6
  21. The Information Content of Current Accruals of Chinese A Listed Firms,F276.6;F224

CLC: > Economic > Fiscal, monetary > Insurance > China's insurance industry > Insurance organizations
© 2012 www.DissertationTopic.Net  Mobile