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The Research of Medical Insurance of Unemployment Colledge Students

Author: ZhiYunQiu
Tutor: WuZhong
School:
Course: Social Security
Keywords: Unemployment College Students Medical insurance Solution
CLC:
Type: Master's thesis
Year: 2013
Downloads: 1
Quote: 0
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Abstract


At the end of2008, China promulgated the General Office of the State Councilthe Guiding Opinions of putting the college students into the pilot range of the basicmedical insurance for urban resident, put forward explicitly that put the collegestudents into the Chinese basic medical insurance system for urban residents. Inaccordance with the overall requirements that accelerating the establishment of asocial security system covering both urban and rural residents and carrying out thepilot work of basic medical insurance for urban residents, adhere to the voluntaryprinciple, put the students into the pilot range of basic medical insurance for urbanresidents.However, many students which just graduated can’t find jobs immediately,a lotof college students after graduation have not job, or just have a temporary job. Thebasic medical insurance for urban residents, which they have participated during theperiod of university, doesn’t take this unstable employment period into consideration.And during this period, many unemployment college students have some problems inmedical insurance. Some unemployment college students did not find a job,theycannot participate in medical insurance system; In order to reduce the cost ofemploying, the company resisted new employees to participate in employee medicalinsurance. In addition, under the flexible employment situation, many graduatedstudents workplace is not fixed; medical security for college students which based onthe local management for their security is almost blank, resulting in a securityvacuum.By reading a lot of literature about college students medical security systemliterature domestic and abroad, describes the situation of unemployment college students firstly, then, review the development course of china’s College students’medical insurance system, research the medical status of china’s unemploymentcollege students and put forward the necessity of establishing the unemploymentcollege students medical security, then, drawing the experience of internationalcollege students medical security, designing new college students medical securitysystem which including the unemployment students. Including financing,payment,fund management and operation. Then prove the feasibility of the scheme. Finally, putforward the countermeasures and suggestions of the unemployment college students’medical security system.

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