|
In the information time, the strong requirement of e-commerce makes the mobile payment have a great development. At the same time, the fast development of the wireless communications technology and equipment also makes the mobile payment upgrade frequently. The telecom operators and the banking institution both want to have a great development in the mobile-payment field, then they can dominance this field. So they pay attention to the new technology, the technology study and the business spread. So, This article is based on analyzing the wireless communication technology in mobile payment, to expatiate the mainstream mobile-payment technology in the world, and their present situation. And it will analyze the mobile-payment situation of China in the last.This thesis compose by the sort of mobile-payment information. The first chapter introduces the base information of the mobile-payment,includes: 1, the advantage of mobile-payment; 2, the sorts of mobile-payment; 3, the typical applications of mobile-payment; 4, the situation in Japan and Korea; 5, the situation in China. The second chapter details the wireless communication technology in mobile payment, and introduces the cases to illustrate the current situation in China , includes: 1, the history of mobile-payment technology; 2, the mobile-payment by two-dimension code ; 3, the mobile-payment by RFsim ; 4, the mobile-payment by NFC ; 5, the new application named Square. The third chapter details the foreground of mobile-payment, includes: 1, the three modes of mobile-payment in China; 2, the problems that effects the development of mobile-payment, such as using habit, the cost of reform, secure and the technical standard. Finally, This article summarizes all the situation and points out the main technology in the future, and gives some suggestions for the development of mobile-payment, to hope the mobile-payment of china have a great future.
|