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Analysis on the Present Situation and Countermeasure of Joint Stock System Commercial Bank’s Development in Jilin Province

Author: GuoJingZuo
Tutor: ZhiDaLin
School: Northeast Normal University
Course: Regional Economics
Keywords: Joint-stock commercial banks Affect Suggestions Status quo
CLC: F832.33
Type: Master's thesis
Year: 2010
Downloads: 99
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Abstract

With the constant change and development of the world economy , developed to adapt to changes in the economic structure of joint - stock commercial banks , on the one hand , to some extent, to fill the gaps in the market caused by the state-owned commercial banks have shrunk institutions , and better meet the needs of the small and medium-sized enterprises and residents financing and savings business needs , greatly enriched the range of financial services to the urban and rural residents , to facilitate the lives of the people ; on the other hand , breaking the monopoly of the specialized state banks under the planned economy , promote the formation of the banking system and the mechanism of competition and competition raising the level , led the overall commercial banking services , service quality and improved efficiency . The same time, the joint-stock commercial banks to establish and run in accordance with the principle of joint-stock , in business management innovation , greatly promoted the reform and development of China's banking sector as a whole . For nearly three decades, become the main force in the domestic financial industry , while in the four state-owned banks , national joint-stock commercial banks have also made great strides to become an important force of the domestic financial market system . Domestic joint-stock commercial banks are no longer bound itself in several major cities , but gradually embarked on the road of development to all parts of the country continue rapid expansion . Jilin Province as the economic development of backward regions in the three northeastern provinces , the national joint - stock commercial banks in recent years being stationed in Jilin Province , start laying outlets in the capital of Jilin Province , Changchun City . As the network has been laid in Jilin Province , the number of joint-stock commercial banks also finished the respective outlets comprehensive coverage of the three provinces in Northeast China . The arrival of the joint-stock commercial banks , Jilin Province 's economic development has brought new life , although the joint-stock commercial banks have not been able to break the dominance of the four major state-owned commercial banks in Jilin Province , but their rapid expansion will inevitably Jilin the economic development of the province to give a new impetus. This article hope that through the development of joint-stock commercial banks in Jilin Province , the cause of the development and impact analysis , and the development of domestic and foreign joint-stock commercial banks , put forward some countermeasures and suggestions on the development of joint-stock commercial banks settled in Jilin Province , making these banks are able to achieve the fastest pace of development , so as to further promote the economic development of Jilin Province .

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Commercial banks ( specialized banks )
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