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Research on Gradient Reform of Rural Credit Cooperative in Zhejiang Province in the Conditions of Diversified Financial

Author: GongHuanQiao
Tutor: YangXinHua
School: Ningbo University
Course: Regional Economics
Keywords: Gradient reform Financial diversification Rural Credit Cooperatives
CLC: F832.35
Type: Master's thesis
Year: 2009
Downloads: 12
Quote: 0
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Abstract


Since the market-oriented reforms in 1979, in line with the advance of the entire economic system reform, promote the development of the rural economy, the financial markets of the central government of the rural financial system, a series of reforms designed to establish and improve rural diversified financial system. Diversification of rural financial evolving business, development of rural credit cooperatives in Zhejiang Province had a huge impact. In 2003, the provincial association mode reform of rural credit cooperatives in Zhejiang Province was officially launched and the successful formation of a provincial association in 2004, marks the provincial association mode reform of initial success. However the provincial association Reform mode of existence of the \Therefore, how to reform arrangements in accordance with the actual operating conditions of each county Cooperative Bank (Associated Press) mode is the purpose and significance of this study. The specific content of this study are as follows: Chapter 1 Introduction. This chapter introduces the background and significance of this study, research, research methods and data sources, innovation and shortcomings. The theoretical basis of the second chapter of literature review and research. This chapter first review the main points at home and abroad on the principle of cooperative financial; followed by a review of the study of the development model of cooperative financial; summarized the literature of the reform of China's rural credit cooperatives. Interpretation of the theoretical basis of this study. The third chapter reviews the reform of rural credit cooperatives in Zhejiang Province course simultaneously to evaluate the performance of the provincial association mode reform of rural credit cooperatives in Zhejiang Province, and its legacy and new problems arising from the analysis. The fourth chapter analyzes the impact of the financial diversification of rural credit cooperatives in Zhejiang Province. Diversified from the diversification of financial assets and financial body the two angles rural financial diversification of the rural credit cooperatives in Zhejiang Province. And the financial diversification developed rural credit cooperatives in Zhejiang Province, the general rural credit cooperatives, rural credit cooperatives backward different impact made elaborate designed to provide the basis for the this article gradient reform mode. Chapter proposed the reform of rural credit cooperatives in Zhejiang Province gradient mode. The chapter is the focus of this study, the first designed a set of index system to measure the conditions for the development of rural credit cooperatives in the region, and empirical analysis of the 81 counties (cities, districts) is divided into three gradient dissect each gradient County (cities, districts) the characteristics of the regional economic characteristics and rural credit cooperatives, and finally put forward the reform of rural credit cooperatives in Zhejiang Province, three types of mode. Meanwhile, in the functional position of the provincial association, recommendations are made in the urban areas more than rural credit cooperatives institutions merge.

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Financial organizations in urban and rural areas
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