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Science and technology are primary productive forces, it is the driving force of social progress and the development of civilization. In the financial sector, the progress of science and technology to promote innovative ways of trading and clearing, the establishment of a safe and effective payment system, provides a strong support for our country's financial services innovation, build a smooth flow of funds flowing highway. Since the reform and opening up, China's financial industry has experienced and is experiencing a revolutionary development driven by technology. From the 1980s onwards, the People's Bank of implementation of a new standardized clearing and settlement system, the co-ordination of financial institutions, began to establish a modern payment and settlement systems, have built a large micro-real-time, batch payment system, and the system and the banking financial institutions line payment system, the central bond comprehensive business system, the bank card payment system, RMB lending and foreign exchange trading systems and other systems as well as the connection of the RMB clearing bank in Hong Kong, Macau, and provide a safe and efficient payment and settlement for banking institutions and financial markets Service, support the RMB clearing services in Hong Kong and Macao. Micro-payment system electronically in real time full payment business processing between the various financial institutions, with a fast, reliable, interbank fund settlement functions, and comprehensively improve the level of payment and settlement services. In the coordination and promotion of the People's Bank, around the rural credit cooperatives to increase the network construction of urban and rural credit cooperatives and integrated business systems transformation efforts, to further enhance the overall level of the urban and rural credit cooperatives line payment system. Guangdong Provincial Agricultural letter to the municipal or county or city level units, each unit has its own separate business systems, payment systems in Guangdong Rural Credit promotion, required to complete the interconnection of all independent business systems, centralized access to the national payment system. XX Rural Credit Cooperative Union is under the jurisdiction of a municipal Guangdong Rural Credit Associated Press, its integrated business system to complete the on-line in 2003, and numerous financial business systems, this system is based on Java technology development to achieve. Of as the XX the municipal Rural Credit Cooperative Union large micro-payment system project, project manager, full participation, and led the implementation of the project, the original core system framework, as well as micro-payment system and core system functionality combined with a unique understanding. This study XX to the municipal CFPA to complete integrated business system platform based on the design of business systems access to the national payment system and concrete realization. The main contents are: (1) the XX the municipal CFPA integrated business system status quo, as well as access to a large micro-payment system business requirements, technical difficulty. (2) of XX prefecture-level agricultural letter access large micro-payment system in the design of the application modules (ie micro-the intermediary business platform), including the hardware environment of equipped with the core system and payment system packet communications, accounts of the interface of the core system, the framework and the functional structure of the intermediate business platform, associated database design, and so on. (3) XX the municipal agricultural letter microfinance intermediate business platform specific implementation, mainly targeted to solve a series of problems of the key aspects of the cross-system application interconnection system and technical architecture interconnect. XX and municipal CFPA the small intermediate business platform, java support technology, as a back-end database with db2, design and implementation of a software engineering theory, and completed successfully access and payment systems.
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