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The National Manpower context of urban enterprise workers pension insurance contribution rate

Author: YangBin
Tutor: XiHeng
School: Northwestern University
Course: Social Security
Keywords: National Co-ordination Pension insurance Firm contribution rate Personal contribution rate Contribution base
CLC: F842.6
Type: Master's thesis
Year: 2011
Downloads: 195
Quote: 0
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Abstract


\In this context, to explore the urban enterprise workers pension insurance contribution rate has a very important practical significance. Article to be discussed is divided into six parts: the first part is the introduction, the theoretical basis for the estimates from the level of social insurance contributions, corporate pension contribution levels measured and private pension insurance contribution level estimates three reviews the domestic social security contributions the level of existing research results, and pointed out that the lack of existing research. The second part is a need for national co-ordinating the context of the pension insurance contribution rate. In a review of the course of development of the national co-ordinator of the old-age insurance, pointed out that the national co-ordinating the context of realistic goals of pension reform, including the expansion of the coverage, the establishment of a multi-level old-age insurance system and sustainable system of pension insurance arrangements. Followed by analysis of the three target contribution rate study is very necessary. The third part is a theoretical study of the pension contribution rate. First, starting from an economic perspective the relationship between the contribution rate and the market competitiveness of enterprises, the the static study found that low payment rate is conducive to business competitiveness in the market, the high contribution rate is not conducive to business competition. Followed by reaction from the collection rate and the rate of collection of contribution rate of contribution rate analysis of contribution rate, found that the relationship between the performance in the high contribution rate caused by the low collection rate, the low collection rate will facilitate the payment rate rise. Again analyzed the relationship between base pay and contribution rate pointed opposite direction relations between base pay and contribution rate. Finally, analysis of the concept of the right to social security contribution rate. The content of this section to form the cornerstone of the later study. The fourth part is the empirical study of China's pension insurance contribution rate. After reviewing the course of contribution rate changes by the method of comparative country that our current pension contribution rate is too high. Excessive payment rate following question: motivation to reduce the competitiveness of enterprises; increase business to avoid fees triggering contribution base is not solid, low collection rate and pension insurance payments crisis; contrary to our concept of the right to social security . The fifth part of the national co-ordinating the context of the pension contribution rate measurement study. The use of the production function and consumption function corporate pension insurance contribution rate and personal pension insurance contribution rate to calculate estimates of the results showed that the modest payment was 15%, and moderate individual payment rate of 5%. And solid base pay reduced contribution rate correction. The sixth part of the conclusion. Presented the main points and conclusions of this article. The main points include national co-ordination to promote the pension contribution rate; the high contribution will bring a series of questions; high contribution rate contrary to the concept of the right to social security. The study concludes that: reduce pension contribution rate; reduce personal pension contribution rate; expand the contribution base.

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CLC: > Economic > Fiscal, monetary > Insurance > China's insurance industry > Various types of insurance
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