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Functional analysis of urban social medical insurance personal account

Author: ZhangLing
Tutor: WeiZheMing
School: Northwestern University
Course: Social Security
Keywords: Urban workers Social health insurance Personal accounts
CLC: F842.6
Type: Master's thesis
Year: 2011
Downloads: 151
Quote: 0
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Abstract


In the 1990s, along with China's economic system from a planned economy to a market economy, the labor protection medicare system began in the 1950s, at public expense facing development difficulties and challenges in transition, the Chinese government began to explore the establishment of a medical insurance system in urban areas. In 1998, the State Council promulgated the \So far, China's urban workers, social health insurance system accounts combined \Urban social medical insurance system accounts combined financing mode is a new feature of the social medical insurance system for urban workers in China after the reform and personal accounts, its function has also become an important indicator of academic evaluation of the new system a success. The social medical insurance for urban workers, personal accounts from the beginning of the establishment, by the general concern of academia, with the personal account of the run, it exposed many abuses led to the academic circles of the abolition of personal accounts, personal accounts function. However, at this stage, China's urban social medical insurance system is still used in reality a combination of social pooling and individual accounts, the practice of reform in China's medical insurance system has some foundation and accumulated considerable experience, we have an objective angle to re-examine the personal account of the social medical insurance for urban workers, their positioning, the value of recycling to do further analysis to better play the function of the individual accounts, and to improve the efficiency in the use of personal accounts, and promote the sustainable development of urban social medical insurance certain positive significance. From the relevant economic theory, research analysis, analysis of the implementation of the status quo of China's urban social medical insurance personal accounts, summarized summed up several social health insurance personal account deficits, and its function is missing system analysis, collate domestic and international social health insurance personal accounts modes, including the new rural cooperative medical outpatient service payment and Singapore social medical insurance personal account mode, drawing on its experience approach is proposed to build the social medical insurance personal account the community outpatient co-ordination mode promote the combination of personal accounts and community health services, which improve the efficiency in the use of the personal accounts and personal accounts run status quo, explore the extension of the function of the individual accounts, the sustainability of China's urban social medical insurance personal accounts policy recommendations.

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CLC: > Economic > Fiscal, monetary > Insurance > China's insurance industry > Various types of insurance
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