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Study of Regional Insurance Unbalanced Development in China

Author: XuGuiHua
Tutor: LinBaoQing
School: Xiamen University
Course: Insurance
Keywords: Insurance regional differences Coordinated development Panel Data
CLC: F224
Type: Master's thesis
Year: 2008
Downloads: 313
Quote: 1
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Abstract


Regional economic differences are much academia, government, and the vast majority of people concerned about a major problem in China's economic and social development since the reform and opening up. The past 30 years, China's insurance industry has made remarkable achievements, but we must see that China's insurance industry in rapid growth, there have been many obstacles, unreasonable concentrated expression on the structure of the insurance market. These structural contradictions at this stage of the development of China's insurance constraints. The imbalance of regional development in the insurance industry is an important aspect of the current structural contradictions, it is accompanied with the development of China's regional economic imbalance and students, but showing whom are not exactly the same characteristics. Gradually intensified regional insurance imbalance has brought many problems, had a negative impact on the sustainable and healthy development of China's insurance industry. First, the authors propose the concept of economic regionalization of the insurance, divided into four parts of eastern, northeastern, central and western China's insurance division, and S-type hypothesis proposed development area insurance on the basis of the current regional economic theory \and the development of inter-regional insurance inverted U-shaped hypothesis. Then, the data of the last few years of insurance market depth, comprehensive analysis based on quantitative analysis of the regional insurance market in China in the total size of the average indicators, market share, insurance penetration and insurance density other aspects of the specific differences, differences in the degree of the development of China's four regional insurance has a full range of metrics. The empirical analysis in the fourth chapter, the author first discusses the relationship between the degree of regional economic development and regional insurance development, followed by a panel data model to explore the impact of factors such as education level, and residents of the structure of expenditures on the development of the regional insurance. Finally, on the basis of these analyzes, discussed ways to achieve coordinated development of China's regional insurance. The innovation of this paper are: 1, based on the perspective of regional economics, combined with the economic realities of our country, the new regional insurance division, and regional economic theory based on the S-type development of the regional insurance and inverted U-hypothesis. Build a complete our area insurance development evaluation index system, a more scientific measure of non-balanced development of China's regional insurance from static and dynamic perspective for the first time. 3, taking into account the differences in the level of regional economic development of regional insurance elements, the paper first analyzed the regional economic impact of the regional insurance, consider the other factors that affect the development of the regional insurance on this basis, and for the first time using panel data analysis, in order to draw more scientific conclusions.

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CLC: > Economic > Economic planning and management > Economic calculation, economic and mathematical methods > Economic and mathematical methods
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