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Cooperation between Banks and Investment Service Platform Design and Implementation

Author: MengQingZuo
Tutor: LiXueQing
School: Shandong University
Course: Software Engineering
Keywords: Financing platform loan application contract negotiations hierarchical design statistical analysis
CLC: TP311.52
Type: Master's thesis
Year: 2011
Downloads: 72
Quote: 0
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Abstract


For most of the small and moderate enterprises, there is one common problem for the financing. Today, the U.S. and European financial crisis is leading to economic recession in developed countries, Chinese enterprises, especially SMEs, are under tremendous external demand shock. For the more complex international economic environment, the government should provide adapted financing platform. One side is the concentration of bank credit for large companies through the high side is needed financing enterprises, especially SMEs. The difficulty of financing for the SMEs has troubled our province’s economic development. Especially, there are more and more information methods have been used to improve the business. How to use the information method to improve the financing problem is one of the most important future works.The construction of the platform, follow the "system, standard, transparent, open, fast" principle, widely used by Internet and third-party CA certificate system, connecting the province’s financial institutions all over the country’s professional network system, and the financial system investment and financing assessment data docking applications, enterprise-based information gathering, operations management and financing needs, and financial institutions, investment products and services match the direction of fast and build a low-cost, efficient and professional cooperation between banks and integrated information technology investment and financing service platform; for the main types of information to provide a flexible and convenient investment and financing services, and implementation and the People’s Bank credit system, industry and commerce, taxation, quality inspection departments to share information and resources; use of research institutes and financial experts, through the enterprise especially SMEs and the financial sector of information consultation, information dissemination, project promotion, investment guidance, M & A planning, project financing, financing assessment, financial advisory, financing and management information services, bank-enterprise cooperation to build a platform of information technology services, ease the problem of asymmetric information between banks and enterprises investment and financing, bank-enterprise cooperation to reduce the blindness of cost savings, improve efficiency; integration of investment and financing resources and project resources, to promote the optimal allocation of social resources to solve enterprises, especially SMEs in the bottleneck

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CLC: > Industrial Technology > Automation technology,computer technology > Computing technology,computer technology > Computer software > Program design,software engineering > Software Engineering > Software Development
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