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After reform and opening up 30 years of development, Dongguan strong economic strength to establish and improve its pension insurance system provides a strong material foundation. The same time, with the protection of the awareness of self-interest, people will inevitably ask much more, making the demand for old-age insurance become prominent. Relatively speaking, the basic old-age insurance system in Dongguan forefront of the country, but there are still outstanding issues, for example, the huge number of migrant workers, their pension insurance rate to reach 28% of its coverage to be expanded. I have used during the internship in Dongguan conducted a survey of local basic pension insurance situation, a lot of first-hand information. On this basis, especially to Dongguan insured of the basic pension insurance system as the object of study, through the analysis of their basic pension insurance, find out the constraints and improve Dongguan participate in basic pension insurance for these constraints the insurance rates countermeasures and suggestions. This paper argues that the insured rate of Dongguan Dongguan basic pension insurance, there are serious imbalance between different industries, different ownership, different income, as well as different levels of education crowd, policies and pension insurance regulations do not perfect, some conflicting policies, the execution of the government, as well as lead to escape on a personal fee due to the high contribution rate personal income gap and lack of confidence in the government pension system has a relationship. The innovation of this paper is the analysis of the constraints introduced the game model of the government and enterprises, a detailed discussion and execution of government policy, find out the deep-seated reasons for restricting Dongguan basic pension insurance low . Combination of the above analysis, the author in the last some reasonable suggestions and countermeasures, such as from the government's point of view is to improve the pension insurance laws and regulations, as soon as possible to resolve the question of the transfer of the pension, and strengthen the publicity of pension insurance, the design penalties and rewards system curb corporate escape fee phenomena, income is different, the implementation of the pension insurance payment system, the implementation of flexible payment mechanisms; same time, from the point of view of businesses and individuals is the enterprise must be recognized to the pension insurance sense, clear its participate in pension insurance is a legal obligation, not shirk its legal responsibilities, and personal to have insured awareness and know how to safeguard their legitimate rights and interests.
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