Dissertation > Excellent graduate degree dissertation topics show

China 's commercial banks balance sheet business risk management research

Author: WangLongQing
Tutor: FangXing
School: Capital University of Economics
Course: Finance
Keywords: China 's commercial banks Sheet business Risk Management
CLC: F832.2
Type: Master's thesis
Year: 2009
Downloads: 787
Quote: 0
Read: Download Dissertation

Abstract


With the increasingly fierce competition in the financial sector and the innovation of financial products, to get rid of the past simply sucked store credit, steering multi-angle, and a full range of business development model has become the consensus of the banks today. In this case, the sheet business as an important part of financial innovation, every aspect of involving customers, peers, and fee and other income sources, its development and expansion of banks to survive in the fierce competition in the development of new weapons, it not only to broaden the business areas of the bank, also increased the bank's profits. Sheet business development at the same time along with the increasingly apparent sheet business risk, has become more urgent sheet business risk management requirements. Start from the general risk analysis, clear sheet business risk concept summarized the main risks facing sheet business types, analysis of the characteristics of the sheet business risk, and risk management methods based on the inherent characteristics of different types of off-balance sheet business. Table outside the business risk management situation and existing problems, combined with our commercial banks based on elaborate sheet business risk management, the importance of the depth measures to solve the problem sheet business risk management. Occupy an increasingly important position in the bank balance sheet business, as important financial innovation in the commercial banking business. Sheet business risk is part of the banks' overall risk, at any time could be transformed into a sheet risk. The main risks facing sheet business, including credit risk, market risk, operational risk, liquidity risk, reputation risk. Sheet business risk, poor transparency, risk diversification, the degree of freedom of larger features, its risk with a certain degree of secrecy, is more difficult to predict and assess the commercial banks on the balance sheet business risk management requirements are higher, more difficulty large. Therefore, the implementation of effective sheet business risk management has a very important significance. Sheet business risk management is conducive to the sound operation of commercial banks and the rapid development of business innovation conducive to commercial banks, and help enhance the core competitiveness of the commercial banks, but also an inevitable requirement of financial supervision. Sheet business development of the commercial banks in China is still in its infancy compared with Western developed countries, commercial banks the sheet business development speed, type, size, quality, compared with the existing commercial banks operating level is still far from proportionality. The slow sheet business development and commercial banks in China corresponding to the status quo, sheet business risk management system and tools are not perfect, and the lack of an effective risk management tool, the internal control system is not perfect, the risk quantification weak management, resulting in the supporting inadequate risk management systems and tools, and the lack of independent risk and credit assessment agencies, and a range of issues such as risk management, lack of personnel, can not meet the requirements of the socio-economic balance sheet business of banks and their risk management, the table outside the business risk is increasingly apparent. Problems exist for China's commercial banks balance sheet business risk management, commercial banks and regulatory authorities must raise awareness of risk management of the balance-sheet business, and take appropriate measures to establish a sound balance sheet business management system and accounting system, and improve and strengthen the table business financial supervision, strengthen bank balance-sheet business internal control management, the use of off-balance sheet business risk management of new technologies and new tools to strengthen the management tools to improve risk management, making China's commercial banks balance sheet business healthy and rapid development.

Related Dissertations

  1. Study on Development Risk Analysis and Management of Urban Commercial Residence,F293.35
  2. Open pit production accidents studied because of the risk management measures,TD771
  3. The Competition Management System of Harbin 24th Winter Universiade 2009’s Risk Management,G812.2
  4. The Innovative Study Based on the Equity Financing of Forest Management from the View of Sustainable Development,F326.2
  5. Offshore oil platform construction phase Operational Risk Management Research,F426.22
  6. Chemical Industrial Park Environmental Risk Management Technology Source,X327
  7. A Construction Project Owner Risk Management Research,F284
  8. Study on Ecosystem Risk Management of Coal Mine Based on Fuzzy Cognitive-map and Stakeholders’ Participation,X322
  9. Research on Risk Management of Shenyang Yuanda Internal Curtain Wall Project,F426.92
  10. The Compliance Risk Management Study of the Rural Financial Institutions,F832.35
  11. New Basel Capital Accord and Commercial Bank Risk Management,F832.2
  12. Research on the Information Risk Management of the Credit Cooperatives of Shandong Online Banking,F832.2
  13. The CD Commercial Bank IT Risk Management,F832.2
  14. Reseaching on Using of Credit Derivatives of Our Country,F224
  15. The Reform Direction of Baselii Accord under Subprime Crisis and the Inspiration to China,F832.1
  16. Research on the Evaluation and Model of Apparel Supply Chain Risk for Apparel Manufacturing Enterprises,F274;F224
  17. The Research of the Risk Management during the Project of Acrylic Acid in Huayi Corporation,F426.72
  18. Improvement of Laws on the Risk Control of Credit Card Fraud,D924.3;F832.2
  19. Research on Internal Control of X State-owned Grain Enterprise,F324.9
  20. Alleviate the Financial Dilemma of Small and Medium-sized Enterprises System Design,F276.3
  21. Research on Assessment of Risk of Strategy and Comprehensive Evaluation of Risk Management of Strategy,F272

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Banking system and business
© 2012 www.DissertationTopic.Net  Mobile