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\impact. Especially in infrastructure, the fight against the risk of weak rural areas, the face of enormous earthquake disaster, the vulnerable farmers due to the lack of formal risk management system arrangements and risk management tools, are extremely vulnerable to the adverse impact and influence, and lead to the problem of poverty, issues of education, health, and agricultural production into problems, and so on. The relief phase of the government for the losses suffered by farmers, can only be a drop in the bucket, the vulnerable farmers must develop a variety of strategies to improve the self-protection, to reduce the impact and influence of their own livelihoods. Scientific measure of the economic losses caused by the earthquake of farmers and the impact on the life, visits farmers strive to take a variety of coping strategies, and current and future post-disaster reconstruction, and economic development has a positive significance. Review domestic and international disaster economic and risk management theory based on select 450 rural households in the five hardest-hit counties in Sichuan Province as the research object, a reasonable estimate of its direct economic losses of the earthquake, and on this basis, try using principal component analysis to evaluate their disaster tolerance analysis of seismic economic loss of farmers; Then, based on the binary logistic model, individual characteristics and economic conditions of the farmers have adopted different coping strategies; finally examine these factors and strategies after the earthquake affect farm household consumption behavior, and make recommendations for current and future response to natural disasters and to build informal social safety net. Through this part of the study, we draw the following conclusions: (1) earthquake disasters cause serious economic losses to farmers, its losses. Relative to the farmers family income is too high, very likely the farmers into the abyss of poverty. Wenchuan earthquake caused the the farmers average property losses. 46,464 yuan, which houses collapsed and farmers an average loss of 59,470 yuan, 16,140 yuan and the average annual income of rural households in the disaster area. If there is no government bailout, even if the farmers families without food or drink, they have to take 2 or 3 years to return to life before the earthquake level. (2) In order to analyze the earthquake-stricken area farmers to deal with the impact of the strategy chosen factors by constructing a binary logistic model studies accordingly. The main factors affecting farmers coping strategies: region, age, years of education, family size, economic status, loss of status and other factors. Savings which utilized with age, household income was a significant positive correlation; among family and friends lending with family size, income was significantly negatively correlated; bank loans with age was significant with negative correlation with the overall loss into a positive correlation; work outside the home and education the degree was a significant negative correlation The total loss is positively related. (3) Analysis of the disaster farmers Consumer behavior change, the the farmers household characteristics of consumer behavior after the earthquake does not have a significant impact. The greater the losses suffered by farmers family farmers after the earthquake, the more likely to increase spending. Strategies adopted their own savings has been unable to meet the need to seek outside help, such as family and friends borrowing and bank loans. Bank loans are the first choice for most farmers should disaster strategy, because the earthquake caused the entire community and outside the community, the majority of areas are subject to severe systemic damage, most of the farmers, their families and friends have suffered a serious impact. Risk has not in the extended family or even outside the community to resolve and transfer the internal policies of the farmers have basic failure can only rely on formal financial institutions. But if farmers can get help from relatives and friends, relatives and friends borrowing the effect is better than bank loans, bank loans will definitely add to the the farmers debt burden, is unable to obtain alternative relatives and friends borrowing.
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