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The Empirical Research of the Impact of the Rural Credit Cooperatives’ Micro-credit in Gansu Province on Peasants’ Income

Author: QiaoJuan
Tutor: MaXueBin
School: Lanzhou University
Course: Regional Economics
Keywords: Rural Credit Cooperatives Microfinance Farmers' Income In low-income households
CLC: F832.4;F832.35
Type: Master's thesis
Year: 2010
Downloads: 382
Quote: 0
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Abstract


Since the 1990s , China 's introduction of the micro-credit business , as a new credit products for low-income people in rural areas to promote economic development in low-income areas , improve the income level of the low-income groups an integral part of the financial model and financial system . Gansu Province Rural Credit Cooperative in 2002 , formally launched the Microfinance business promotion process in recent decades , the issue size and coverage showed expansion momentum , and to some extent to meet the funding needs of some farmers of the province , but At the same time there are also many problems , farmers \Based on field research data and Empirical Analysis of Gansu Province Rural Credit Cooperative Microfinance sample farmers income and concluded , thus seeking to improve the efficiency of the Microfinance Promotion path . The paper is divided into five parts . The first part provides an overview of the theory of micro-credit , briefly summarized the research point of view of the domestic and foreign scholars on microfinance impact farmers' income ; second part of an overview of rural credit cooperatives in the practice of Microfinance in Gansu Province ; Part III constructed microfinance impact on farmers' income model , and are specified in the selection of variables and data sources ; fourth part of the research data from the two perspectives of the the overall farmers and the different income levels of farmers Empirical Analysis of Gansu Province Rural Credit Cooperatives microfinance farmers income ; part V by empirical analysis concluded and proposed to increase the Gansu Province Rural Credit Cooperatives microfinance promote effective recommendations .

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Financial organizations in urban and rural areas
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