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Agriculture as the foundation of national economy , related to the increase or decrease in the income of farmers and agricultural health and stable development , its role is self-evident . However, in the dual economic structure and economic structure transition occurs simultaneously in the context of Shaanxi Province Agricultural Risk showing wide variety of sources , has suffered serious losses , prevention difficult , costly , far-reaching , and other new features , effective coping mechanisms agricultural risk serious inefficiencies or missing . Outstanding performance in this traditionally dominated by individual farmers protection mode ( non-formal risk aversion mechanism ) Although the role of the decline but still can not be replaced, while the government and insurance companies involved in the formal protection system is characterized by it difficult to quickly set up. This means that simply stressed farmers, government and insurance markets certain way and ignore the role of any other aspect of the role is a wrong thought. Thus, in response to this issue, agricultural risks , this study stresses the importance of individual farmers , government and insurance markets of each response mechanism, a multi-level agricultural risk coping mechanisms . Article through consumption smoothing theory, social network to avoid risks, transaction cost theory , lack of information theory, interest groups , the government 's preference behavior theory , to farmers in the informal agricultural risk coping behavior ( ex ante and ex post mechanisms mechanisms ) and government , insurance companies conduct formal risk coping economic analysis reveals a low level of agricultural risk aversion in our province a balanced background and reasons . In view of agricultural insurance has quasi-public goods and effective external resistance, determine its operation and development is inseparable from the support of the government and therefore proposes to build policy- oriented agricultural insurance , risk prevention , supplemented by individual farmers , government policy and financial based multi -level support coping mechanisms . Purpose of the paper is the analysis of farmers , the government and insurance companies respond to agricultural risk behaviors , explore farmers' personal, non -formal and formal security model security model combines the different functions and methods , combined with the actual situation in Shaanxi Province , to study how much the establishment of agricultural risks level coping mechanisms , as soon as possible to resolve this troubled province of agricultural development, farmers' income and social stability problems.
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