Dissertation > Excellent graduate degree dissertation topics show

The Study on the Credit Evaluation of Small and Medium-sized Enterprise

Author: LiGuoXin
Tutor: YangXing
School: Jinan University
Course: Finance
Keywords: Financial of enterprise Credit evaluation Theory and method
CLC: F224
Type: Master's thesis
Year: 2006
Downloads: 494
Quote: 2
Read: Download Dissertation

Abstract


The financial difficulty of small and medium-sized enterprise is the key to the development and enlargement of small and medium-sized enterprise. In the national economy of China, middle and small enterprises play very important roles of stabilizing the economic development, providing employment, exporting goods to earn foreign currency and providing social services at the same time. So the appropriate solving way to The financial difficulty of small and medium-sized enterprise enterprises count for much in the stable and sustainable growth of the national economy, and it has a great matter of very important theory and operation significance. But the theoretic realm and practice realm have tried many ways to this problem but these ways are not successful. The financial difficulty has a deep and heavy effect on the development and enlargement of middle and small enterprises.In this paper, the author analyzes from the view of the Information Economics, and draws a conclusion that the direct solving way to the problem of the difficulties in the financing of small and medium-sized enterprise is to solve information asymmetry between bank and the enterprises. Establish an appropriate credit evaluation model to analyze the trend of credit development of small and medium-sized enterprise. And the urgent problem for commercial bank to solve is to choose the most merchantable customer with developing foreground from the group of small and medium-sized enterprise in which the good and bad are intermingled. Therefore, by using the references of the 150 small and medium-sized enterprise collected by author and after considering fully of the basic feature of small and medium-sized enterprise, the author establishes a credit evaluation model for small and medium-sized enterprise using methods of Principal components, moreover, the author checkout the veracity of the model by use of the two years’ extending section dataof the 150 enterprises. The result shows that this model has strong applicability and operationability.

Related Dissertations

  1. Research on Construction of Import Trade Evaluation System for China,F224
  2. The Research on Promotion of Capabilities of Enterprise Risk Management in Corporate Based on Financial Crisis,F275
  3. Analytical Hierarchy Process in the Enterprise Quality Credit Evaluation System Application,F273.2
  4. Research on the Credit Rating Evaluation of Small and Middle Sized Enterprises,F276.3
  5. Research on Credit Evaluation Model for Electronic Commerce,F713.36
  6. Employment Status of Migrants in Sichuan Province and Its Countermeasures,F249.2
  7. Analysis of Evaluation of Construction Safety Credit Based on TOPSIS Method,TU714
  8. Research on Enterprise Credit Evaluation Model Based on Factor Analysis and Wavelet Network,F272
  9. Study on Credit Evaluation of Peasant Household,F832.43
  10. Credit Evaluation and Risk Management of Local Government Investment and Financing Platform,F124
  11. The Exploration of Helping Students to Nail Down Learning Goals in Senior High School Biology Teaching,G633.91
  12. The Credit Risk Analysis and Business Monitor in China Merchants Bank,F224.32
  13. The Analysis of the Enterprise-wide Risk Management of ICBC,F832.2
  14. The Credit Rating of Small and Medium-sized Enterprises Based on the Grey Hierarchy Evaluation Method with Shenzhen Inovance Technology Co., Ltd Case,F832.4
  15. B, Cu element substitution on Mg_2Ni type hydrogen storage alloy structure and properties of Theoretical Study,TG139.7
  16. On lawyers agent,D926.5
  17. Research on Small and Medium-sized Enterprises of Credit Assessment Influencing Elements,F275
  18. The Research on Credit Evaluation System of Mobile Commerce User,F274;F626
  19. Research on Estimation of Project in BOT Model,F283
  20. Research on Chinese Small and Middle-sized Enterprises Credit Rating Index System,F275
  21. Financial Strategy Research in Small & Medium Enterprises Based on Enterprise Lifecycle,F275

CLC: > Economic > Economic planning and management > Economic calculation, economic and mathematical methods > Economic and mathematical methods
© 2012 www.DissertationTopic.Net  Mobile