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A Research on Management Mode of Shenyang Housing Accumulation Fund

Author: BiYi
Tutor: XiaMin
School: Shenyang Normal
Course: Public Administration
Keywords: Housing accumulation fund Management mode suggestions
CLC: F293.3
Type: Master's thesis
Year: 2010
Downloads: 133
Quote: 0
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Abstract


In the early nineties,Chinese Housing accumulation fund system absorpt the experience from the Singapore’s system. Chinese Housing accumulation fund system established and developed according to China’s specific national conditions.It is an essential social system to the deepen establishment of social housing security system reform. Housing accumulation Fund is that the state organs, state enterprises, urban collective enterprises, foreign invested enterprises, urban private enterprises and other urban enterprises, public institutions, private non-enterprise units, social organizations and their active employees according to the State Council, "Housing Fund Management Ordinance" to deposit their long-term housing savings. It is the main form of socialization and legalization. New housing accumulation fund system seek to protect our citizens’ vital interests. Under the context of national policy,the new housing accumulation fund system to improve economic and social benefits and make the real estate industry and national economy interact well, inhibit the real estate bubble appearing. The new housing accumulation system has played a positive role to the mode of China’s economic development,while there were also many problems in the implementation process. In most urban,housing prices skyrocketing, the financial crisis broke out, make the people hard to buy oneself a house that has become a serious social problem. And housing accumulation fund system, aiming to provide housing security for the people, that can make people life easily, did not play its due role. If these problems are not resolve careful,it is bound to affect the healthy development of the housing accumulation fund system and also negative to the upgrading of social welfare. Based on national condition, at present in Europe, America,Singapore and other countries s are relatively well established in the housing system, and the research about our domestic housing accumulation fund system management mode is very little, and also lack of housing accumulation fund management’s internal mechanism for the dynamic factors of adjustment, in which the studies about housing accumulation fund management in Shenyang has been less.In the process of economic development transforming and social transformation, the housing accumulation fund system is the interaction process between the state, enterprises, the interests of workers. The social credit system, deposit and lending rates, consumer loans structure are main factors that improving housing accumulation fund system and social welfare.Therefore, this paper analysis the housing accumulation fund system comparatively,then analysis the stakeholder using the econometric methods to verify the problems during the development and puts forward the suggestions to accelerate the improvement of housing accumulation fund management model in Shenyang,that has important theoretical and practical significance.

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CLC: > Economic > Economic planning and management > Urban and municipal economy > Urban Economics and Management > The real estate economy
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