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In recent years, the rapid development of China's SMEs in creating jobs, the prosperity of the market, to stimulate investment, technological innovation, promote exports, and many other aspects play an important role in the stable development of the national economy and social construction force. Since the second half of 2008, China's SME financing difficulties, especially deep-seated contradictions, production and management more difficult. Since 2009, the Chinese government unveiled the \enterprise development, improve the operating environment for SMEs, there have been positive changes in the production and management of SMEs, but the situation is still grim for development. After the reform and opening up, China's industrial clusters, cluster a total of some thousands of the country, China's economic development, in particular, is an important driving force for regional economic development, Guangdong, Jiangsu, Zhejiang, Fujian and other areas of industrial clusters is more typical. Industrial clusters provide a good environment for the development of small and medium-sized enterprises, China's SMEs are still many problems, especially in corporate financing. Many constraints, financing difficulties encountered in the development of industrial clusters of SMEs is a major factor. Financing of SMEs is a worldwide problem, how to crack the SME financing issues within industrial clusters, the paper focuses on the problem. Industrial clusters and the angle to study the problem of SME financing, combined with the development of the Nam plumbing industry is divided into six parts, both: introduction, theoretical basis as well as the definition of the concept, the SME financing status quo Nam plumbing industry cluster with issues, case studies, financing a business growth in the - Nan plumbing industry cluster analysis, proposal to solve the financing problems of SMEs in the industrial cluster conclusion. The six parts of the layers, and came out with a new idea to crack the financing problems of SMEs in the industrial cluster, improve SME financing capacity and a two-pronged approach to create a favorable external financing environment for SMEs by improving industrial clusters within small and medium-sized enterprise management level, the government has increased efforts to support small and medium enterprises in the industrial cluster, and financial institutions to strengthen credit support to SMEs in industrial clusters, innovation and industry clusters within the SME financing measures, thereby improving the industrial clusters of SMEs the status of financing difficulties.
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