Dissertation > Excellent graduate degree dissertation topics show

Research on Rural Financial Reform Based on Supplying View

Author: GaoXiaoYan
Tutor: WangAiJian
School: Tianjin University of Finance and Economics
Course: Finance
Keywords: Financial Repression Rural financial reforms Rural credit cooperatives， rural financial investment companies Financial supply
CLC: F832.1
Type: PhD thesis
Year: 2007
Downloads: 1540
Quote: 11
Read: Download Dissertation

Abstract


According to the State Statistics Bureau’s initial forecast, China’s newly increased demand for fund of new rural construction has reached a total of 15 to 20 trillion yuan or so by 2020, and it’ s obvious that finance will take the responsibility. Currently, the existing rural financial main problem is the supply of financial restraint. Commercial finance is reluctant to get involved in, therefore it directly reduces credit funds inputs for the " agriculture, countryside and farmer"; Lack of cooperative financial support for agriculture can’t meet the needs of financial services for the" agriculture, countryside and farmer" economic development ;The urbanization of rural funds dramatically reduces supply intensity of rural support; The active folk debit and credit increases the debt burden of farmers and rural financial risks. Generally speaking, China’s regional economy has shown the pattern of strong East -weak West, strong city-weak country. Accordingly, the writer divide will divideChina’s regional financial supply model into four categories: (1) Competition in the market-based regional financial supply model. (2) Moderate-led government regional financial supply model. (3) Government-supporting regional financial supply model. (4) Differences in urban and rural areas of the financial supply model. China is a large country, the rural financial reform should reflect regional differences, different levels of economic development in the eastern, central, and western regions, the different emphasis of financial demands and forms of financial supply in modern rural areas, developing rural areas and less developed rural areas. Eastern and modern rural areas mainly focus on commercial finance, the central and developing rural areas focus on cooperative finance, western regions and less-developed rural areas focus on policy finance and cooperative finance.This thesis analyzes the operating mechanism of rural credit agency reforming into joint-equity bank, rural cooperative bank and joint-equity and cooperative bank, furthermore, and explores the features of the future development of the credit agency in the mode of community banks. The writer particularly illustrates the features, functions and risks of such folk financial main forms in the small loan company.On the innovation of rural finance supply forms, the writer proposes the establishment of rural banks, rural financial investment companies, and the Chinese characteristics of rural land bank .Financial institutions have three access into the rural areas, direct access, indirect access, and agency-based access models. However, only agency-based access model suits China’s national conditions. We can use experience that Citibank of the United States issues bonds for Mexico "financial share" companies to achieve the issue of rural long-term construction funds and bonds, and asset securitization innovations. The basic thoughts of designing the rural financial reform should include the followings: First, establishing a financial support system suits new rural construction, development of the rural economy ; Secondly, establishing an open and orderly competition system in rural financial markets; Thirdly, establishing the rural-oriented financial system in which includes a clear financial support and the strong operation of commercialization ;Finally, establishing rural joint-equity financial system which contains a clear defined property rights and sound corporate governance structure.

Related Dissertations

  1. Research on the Financial Supply of the Rural Social Pension Insurance in China,F812.45
  2. Regional differences in the development of China 's rural cooperative financial analysis,F320;F224
  3. On the Coordinative Development between Economy and Finance in Ethnic Regions,F832.7
  4. Expand the Road of Financial Support for Rural in Jilin Province,F832.7
  5. Development of Taiwan’s Folk Finance in the 60-80 Years of the 20th Century and Its Inspiration,F832.9
  6. China's current rural financial repression and deepening Issues,F832.1
  7. The Research on the Financial Restraints of Our Banking,F832
  8. A comparative study of five countries of East Asia financial deepening and Implications for China,F833.1
  9. Indirect finance support to non-state-owned economy,F832
  10. China’s Monetary Policy Transmission Mechanism and Fiancial Repression,F822.0
  11. Solutions of Rural Demand-based Financial Repression in China,F832.4
  12. Research on Default Risk of Finance Supply Chain,F832.3
  13. Farmers’ Participation in Contract Farming and Study on Its Impact on the Supply of Formal Finance,F832.2
  14. The Way to Resolve the Problem of Financial Repression in Rural Chinese,F832.0
  15. Reform of China’s Rural Financial System,F832.35
  16. The Study of the Measuers to the Rural Finance Deepening in Jilin Province,F832.3
  17. Study of Financial Repression and Countermeasures of Yancheng’s Rural Finance,F832.35
  18. Factoring Financing Model of Supply Chain Finance: Financing and Operation Decisions,F274;F832.2
  19. The Fiscal and Financial Choices Which Will Lead China Countrysides to Boom,F320
  20. The Studies on the Financial Liberalization Changes in China,F832.5

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Finance, banking system
© 2012 www.DissertationTopic.Net  Mobile