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Studying on the Development of Rural Microcredit in Underdeveloped Areas

Author: DanChunYan
Tutor: DongXiaoLin
School: Nanjing Agricultural College
Course: Finance
Keywords: Rural Microfinance Suqian Supply Demand
CLC: F832.43
Type: Master's thesis
Year: 2009
Downloads: 100
Quote: 0
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Abstract


China is a rural population accounts for the majority of large agricultural country, how to increase farmers' income and promote rural economic development has become an important topic. In recent years, mainly provided by rural credit cooperatives, rural microfinance rapid development, ease the shortage of supply of rural credit funds, while improving the rural credit cooperatives operations, to increase the income level of farmers. However, rural microfinance still exists on the amount and structure imbalance the rural microfinance supply can not meet the needs of the situation has not been fundamentally improved. In this paper, the development status of Suqian City, Jiangsu Province, rural microfinance, the status quo in the definitions, characteristics, theoretical basis, and the course of development of micro-credit on the basis of the analysis of the supply and demand of Suqian District Rural Microfinance and hinder its development constraints, to explore the of Suqian rural microfinance development ideas and propose specific policy recommendations. Rural economy and rural financial development Suqian background, based on the survey data to analyze the development status of of Suqian rural microfinance, to understand of Suqian rural microfinance actual supply and demand situation, found Suqian rural main microfinance supply main - Suqian rural credit cooperatives to carry out the micro-credit to farmers a positive role and achieved greater success supply is less than demand, but still exist in the development process, part of the demand Debu phenomena as well as supply and demand to meet mismatches. By analyzing the problems of rural credit cooperatives in the development of micro-credit, Suqian rural credit cooperatives in the development of microfinance constraints of rural credit cooperatives factors as well as other external constraints, these factors promote owe developed areas of rural microfinance development of ideas and suggestions. The main framework of this paper are as follows: Chapter 1 is an introduction. This article introduces research question, literature review, research methodology, innovation and shortcomings, and the article is organized. Chapter 2 of the microfinance connotation and theoretical basis. Mainly on the definition and characteristics of micro-credit, and the the microfinance development of related theory for a brief introduction and commentary. Chapter 3 analyzes the development of the less developed areas of rural microfinance. Mainly divided into three parts: the first part of the development process of China's rural micro-credit; second part is divided into of Suqian rural microfinance development background analysis, including of Suqian rural economic and financial developments in the status quo analysis; the third part Suqian rural small credit development, mainly from the point of view of both demand and supply. Chapter 4, of Suqian rural microfinance development constraints. The main body of the the rural microfinance main supply - rural credit cooperatives, the analysis of the development of the microfinance process constraints. Chapter 5 Conclusions and Suggestions.

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CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Credit > Agricultural credit
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