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A Study on the Problem of Zhejiang’s Unemployment Insurance

Author: NiZuoZuo
Tutor: ZhangYong
School: Zhejiang University of Finance
Course: Social Security
Keywords: Unemployment Insurance Migrant workers unemployment insurance Socialpooling at municipal-country level Social pooling at provincial level Incentivemechanism
CLC: F842.6
Type: Master's thesis
Year: 2013
Downloads: 131
Quote: 0
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Abstract


Unemployment insurance system since the establishment, has played the positive rolein many aspects. But as China’s economic system reform in a bid to speed up, theadvancement of economic structure adjustment, the current unemployment insurancesystem gradually exposed the shortcomings. In the face of such situation and pressure,how to consummate unemployment insurance system is significant. Unemploymentinsurance in collects problems mainly include, unemployment insurance’s coveragenarrow, the payment rate is low, individual capture to expend base set against lowincome person, unemployed insurance gold to pay cycle is long, low pay and lack ofdual distribution, the costs of unemployed insurance fund used to preventunemployment and promote again of obtain employment proportion less. According tothe unemployed insurance migrant workers, migrant workers can enjoy unemployedinsurance, unless they have attend town worker’s basic endowment insurance, thisregulation is not favorable for migrant workers with low income, they can not afford thehigh pay cost pressure. At the same time, give migrant workers one-time extraallowance for living expanses of regulation is unreasonable. In the management systemof unemployment insurance, social pooling at municipal and country level, it is difficultto make full use of unemployment insurance funds, which restricted the effort ofunemployment insurance, such as it also hindered the unemployment insurance topromote employment and reemployment functioning.This paper is divided into five chapters. The first chapter provides an overview of theresearch projects, research objectives, methods and routes, citing the benefits to thepapers. The second chapter analysis China’s unemployment insurance system’s buildingprocess. From the unemployment insurance law of the evolutionary process, have aunderstand of Zhejiang unemployment insurance system development and progress,then compare the two modes of the provincial plan as a whole, namely unified statecontrol over income and expenditure model and hierarchical equilibrium model. Thethird chapter is about the problem of unemployment insurance in Zhejiang province.The forth is about the analysis of the problem. The last chapter, according to theanalysis of problem, give some feasible suggestion.Have a study on the specific collection regulations of unemployed insurance, ishelpful to adjust the unreasonable regulations, make our unemployment insurance system effect fully. Perfecting rural migrant workers unemployed insurance’sunreasonable regulations, let migrant workers with their own actual decided to choosemore favorable endowment insurance system, to achieve the fairness and justice of ruralmigrant workers group’s requirements. Change the social pooling at municipal andcountry level to the social pooling at provincial level, can make the Zhejiang provinceunemployment insurance funds get full use.

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CLC: > Economic > Fiscal, monetary > Insurance > China's insurance industry > Various types of insurance
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