Dissertation > Excellent graduate degree dissertation topics show

A Empirical Research of Bank Competition and Stability in China

Author: FengYanZuo
Tutor: FanMin
School: South China University of Technology
Course: Finance
Keywords: Banking Industry Competitive Vulnerability Stability
CLC: F832.33
Type: Master's thesis
Year: 2013
Downloads: 24
Quote: 0
Read: Download Dissertation


After the subprime lending crisis of U.S.A in2008, the global economic lasted downturn.To increase security and improving domestic is the world’s major economies consensus.Commercial Bank of China had come through the high lending for the country to through theinternational financial crisis. A series of changes is coming from the external conditions andsupervision departments: the transformation economic development way, industrial structureupgrading, financial disintermediation, the development of interest rate market-basedaccelerating, strengthen capital constraints, and the increasing consumer demand for financialservice. In such a complex environment, the commercial bank of China shoulder supportnational economy continued development, the success of the transformation and upgrading ofdomestic industries and expanding domestic demand. More over, the commercial banks bearthe important task of accelerating the industry’s own review, reform and development.Since the subprime lending crisis, the China commercial banks increased a huge lending,while the non-credit assets appear very high speed development, growing faster than thecredit business. At the end of2012, the final balance of financial products had reached24.71billions. How the huge credit scale and non-credit assets affect the stability of China’sbanking industry, if it has reached the competitive vulnerability area, how to find out the rootof the crisis, how to prevent and resolve the crisis needs in-depth, systematic andcomprehensive study.In this paper, the CR index and HHI index analysis shows that market of Chinacommercial banks have the transition from monopoly to competition. The monopoly powerin the four major state-owned banks dropped, but still having certain market forces. The BSSIindex shows that the China commercial bank industry has the best stability in the year of2009after the crisis. However, the stability had a marked decline in the year of2010and2011.In2012, it shows an improving trend.This paper explored the relationship between the stability of the banking sector andcompetitive. From the perspective of competition study the stability problems of ChineseCommercial Banks. At first, sorts the related articles, and then choose16typical Chinacommercial banks’ financial data during1998to2012to analysis the market structure and thedegree of competition. And use the random effect model find out the U relationship ofcompetition and stability. And through the credit market share analysis, estimate that the Chinacommercial bank industry has been at the competitive vulnerability area. In this paper put forward a system stability strategy:To strengthen banking supervision,guarding against systemic risk, excessive competition restriction, adjust the financialstructure, improving the financial system.

Related Dissertations

  1. Analysis and Study of Abutment Stability in Concrete High Arch Dam by Three-Dimensional Nonlinear Finite Element Method,TV642.4
  2. The Study on Structural Calculation and Analysis Method of Lattice-type Crane with Variable Cross-section Boom,TH21
  3. Power System Dynamic Voltage Stability Simulation Study Based on Precise Integration Method,TM712
  4. Stability Analysis of Roller Compacted Concrete Gravity Dam Based on Time-history Method,TV642.2
  5. Effects of Continous Super Rice Planting on Contrnt of Organic Carbon and Aggregates Stability in Paddr Soils,S511
  6. Research on Genetic Stability of Recombinant Pichia Pastoris and Purification Strategy of Poifn-a,S828
  7. Study of Ventilation System Optimization and Application on Merged Mine,TD724
  8. Injection with four commonly cefathiamidine Compatible Stability of transfusion,R942
  9. Amiodarone Hydrochloride Injection Compatible Stability of,R942
  10. Bioactive peptides capsules Analysis and Application,R927.2
  11. Mezlocillin sodium infusion with four commonly Compatible Stability,R942
  12. Injection piperacillin sodium and tazobactam sodium content determination and compatible stability of visits,R927.2
  13. High-rise building under the jointed rock slope stability studies,TU457
  14. The Research of the Medium-sized and Small Property Insurance Companies’ Profitability Promotion Strategy in China,F842.3
  15. Handling and stability based on multi-axis turning special vehicles,U461.6
  16. Stability of the SRAM Cells for Deep Sub-micron Technologies,TP333
  17. Stability of Polymer Monomer Bpa, 1,4-BD, TPA in Super/sub-critical Water,O631.3
  18. The Inverse Source Problem for a Parabolic Equation,O175.26
  19. Synthesis, Characterization and Properties of One-dimensional Silicon Carbide Nanomaterials,TB383.1
  20. Study on Preparation and Optical Properties of Color Liquid Crystalline Polymers Film,O753.2
  21. Research on Visualization of Mining Subsidence and Application in Stability Evaluation of Construction Land,TD325

CLC: > Economic > Fiscal, monetary > Finance, banking > China's financial,banking > Financial organizations, banks > Commercial banks ( specialized banks )
© 2012 www.DissertationTopic.Net  Mobile